UTI Aggressive Hybrid Fund(IDCW)

Ticker: mf14829
Decent 68/100

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Business Overview

UTI Aggressive Hybrid Fund (IDCW) is a dynamic investment option designed for investors seeking growth through a balanced approach. It combines equity and debt investments, making it suitable for those looking to maximize returns while managing risk. This fund is ideal for individuals with a moderate to high-risk appetite, aiming for long-term wealth creation. With a strong track record and professional management, it stands out as a reliable choice in the mutual fund space.

  • Dynamic mix of equity and debt investments
  • Ideal for moderate to high-risk investors
  • Focus on long-term wealth creation
  • Managed by experienced professionals
  • Strong historical performance
  • Regular income distribution through IDCW

Investment Thesis

UTI Aggressive Hybrid Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions the fund as a compelling choice for investors seeking balanced growth and stability.

  • Backed by UTI Asset Management Company, a trusted name in Indian finance.
  • Significant growth potential in digital services, catering to a tech-savvy investor base.
  • Valuation metrics indicate a favorable entry point compared to industry peers.
  • Diversified portfolio approach mitigates risk while aiming for capital appreciation.
  • Consistent performance track record enhances investor confidence.

Opportunity vs Risk

Opportunities
  • Potential for high returns
  • Diversified investment approach
  • Exposure to equity markets
  • Tax benefits on long-term gains
Risks ⚠️
  • Market volatility impacts returns
  • Interest rate fluctuations
  • Management fees may reduce profits
  • Limited liquidity compared to stocks

Peer Perspective

UTI Aggressive Hybrid Fund is currently trading at a premium compared to peers like HDFC Hybrid Equity Fund and ICICI Prudential Balanced Advantage Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
UTI Aggressive Hybrid Fund(IDCW) • Updated: 2025-10-01 15:45:37
  • 10
    Business
    High
    The fund is invested in a mix of equity and debt, focusing on growth sectors, but lacks a strong moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are volatile.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The UTI Aggressive Hybrid Fund shows decent potential for growth but carries risks related to profitability and execution. Investors should consider their risk tolerance before investing.