Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026 Index Fund(IDCW Reinvest)

The Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026 Index Fund is designed for investors seeking stable returns through a blend of state development loans and government securities. This fund is ideal for conservative investors looking to diversify their portfolios with low-risk assets. It focuses on capital preservation while providing regular income through reinvestment of dividends. With a transparent structure and professional management, it offers a reliable avenue for wealth accumulation.

Targeted at conservative investors
Combines SDLs and gilt securities
Focus on capital preservation
Regular income through reinvestment
Managed by experienced professionals
Transparent and reliable investment option

Investment Thesis

This stock stands out for credible backing, growing digital opportunities, and a valuation that appears attractive versus peers.

Strong promoter group → added credibility
Digital services growth → future demand driver
Attractive valuation → trading cheaper vs peers

Opportunity vs Risk

Opportunities

Diversified bond exposure
Potential for stable returns
Low expense ratio
Government securities backing
Suitable for conservative investors

Risks ⚠️

Interest rate fluctuations
Credit risk of underlying bonds
Market volatility impact
Liquidity concerns
Limited growth potential compared to equities

Peer Perspective

Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026 Index Fund trades at a slight premium compared to peers like HDFC Gilt Fund and ICICI Gilt Fund. A rerating could occur with improved yield stability.

???? Future Outlook

Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026 Index Fund holds promise for steady returns, contingent on effective execution and cost management. Investors should remain vigilant to market conditions and fund performance.

AI FAQs for Retail Users

Q: What is Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026 Index Fund?
A: It is a debt fund investing primarily in government securities and state development loans.
Q: What does IDCW Reinvest mean?
A: IDCW Reinvest means any income generated is reinvested back into the fund instead of being paid out.
Q: Who should consider investing in this fund?
A: Investors seeking relatively stable returns and lower risk through government securities may consider this fund.
Q: What is the investment horizon for this fund?
A: This fund is suitable for medium to long-term investment, ideally until maturity in November 2026.
Q: Are there any risks associated with this fund?
A: Yes, like all investments, it carries interest rate risk and credit risk, though it's relatively lower.

📊 Stock Investment Checklist (100 Points)

Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026 Index Fund(IDCW Reinvest) • Updated: 2025-10-01 05:01:01

10

Business
High

The fund is focused on government securities, which are stable but lack high growth potential.
10

Growth
High

Consistent growth in the fixed income sector, but limited by interest rate fluctuations.
10

Profitability
High

Returns are stable but lower compared to equity investments.
8

Valuation
High

Valuation metrics are reasonable for fixed income but not compelling.
10

Balance
High

Strong balance sheet with low debt levels.
9

Governance
High

Good governance practices, but transparency can be improved.
7

Drivers
High

Limited growth drivers; primarily influenced by interest rates.
5

Technicals
Good

Market sentiment is cautious; liquidity is moderate.

Final Score & Verdict

Score 66 / 100 • Decent

The fund offers a stable investment option with moderate returns, suitable for conservative investors seeking safety over high growth.