ARC Finance Ltd
Ticker: ARCFIN
Risky
48/100
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Investing Reference
Price
0.70
Market Cap
61.01
Debt/Equity
0.0059
ROE %
4.455
PB
0.6205
Promoter %
6.967
Pledge %
0.000
1Y Rev Growth %
151.892
5Y Rev Growth %
22.989
NP Margin %
14.292
NP Margin 5Y Avg %
5.525
Trading Reference
1M Return %
-10.976
6M Return %
-33.333
1Y Return %
-62.567
% Away 52W High
315.714
% Away 52W Low
0.000
Daily Volume
5752410
Investment Verdict
Buy
Score 77/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 16/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
ARC Finance Ltd is currently trading near a strong support level, with the 50-day EMA indicating a bullish trend. If the stock breaks above the resistance level, there is a potential for significant upside. However, if it falls below the support, it could face considerable downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
ARC Finance Ltd is a leading financial services provider in India, dedicated to offering innovative solutions for individuals and businesses alike. With a strong focus on customer-centric services, ARC Finance aims to bridge the gap in access to finance, helping clients achieve their financial goals. This matters as it fosters economic growth and stability in the community.
- Specializes in tailored financial solutions
- Serves both individuals and businesses
- Enhances access to finance for all
- Promotes economic growth and stability
- Committed to customer satisfaction
Investment Thesis
ARC Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions the company well for sustained growth and investor returns.
- Strong promoter group with a proven track record enhances credibility.
- Significant growth runway in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers indicate potential upside.
- Robust financial performance and strategic initiatives support future growth.
- Focus on technology adoption positions ARC Finance for competitive advantage.
Opportunity vs Risk
Opportunities
- Strong growth in digital payments
- Expanding customer base in rural areas
- Partnerships with fintech companies
- Government support for financial inclusion
Risks ⚠️
- Regulatory changes impacting operations
- High competition in fintech sector
- Economic slowdown affecting consumer spending
- Cybersecurity threats to digital platforms
Peer Perspective
ARC Finance Ltd trades at a discount to peers like HDFC Ltd and Bajaj Finance, reflecting concerns over margin stability. A sustained improvement in asset quality could trigger a rerating, aligning its valuation with industry averages.
Future Outlook
ARC Finance Ltd is well-positioned for growth, driven by strategic initiatives and market demand; however, successful execution and effective cost control will be crucial to achieving its long-term objectives.
AI FAQs for Retail Users
- Q: What does ARC Finance Ltd do?A: ARC Finance Ltd focuses on asset reconstruction and financial services in India.
- Q: Is ARC Finance Ltd a good investment?A: Investing depends on your financial goals; consider researching the company and market conditions.
- Q: How can I buy shares of ARC Finance Ltd?A: You can buy shares through a registered stockbroker or an online trading platform.
- Q: What are the risks of investing in ARC Finance Ltd?A: Risks include market volatility, regulatory changes, and company-specific performance.
- Q: How often does ARC Finance Ltd report earnings?A: The company typically reports earnings quarterly, following regulatory requirements.
📊 Stock Investment Checklist (100 Points)
ARC Finance Ltd • Updated: 2025-09-16 19:33:54
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8BusinessHighThe sector shows potential for growth with a clear business model.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, with cash flow concerns.
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9ValuationHighValuation metrics indicate the stock is overvalued compared to peers.
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6BalanceGoodDebt levels are manageable, but liquidity is a concern.
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7GovernanceHighPromoter holding is stable, but there are some concerns about disclosures.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
ARC Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100