UTI Focused Fund

Ticker: mf12830
Decent 48/100

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Business Overview

UTI Focused Fund is an equity mutual fund that aims to generate long-term capital appreciation by investing in a concentrated portfolio of high-quality stocks. Ideal for investors seeking growth through a focused approach, this fund is designed for those who understand the potential of equity markets and are willing to take calculated risks. With a disciplined investment strategy, UTI Focused Fund stands out for its robust research and experienced management team, making it a compelling choice for wealth creation.

  • Long-term capital appreciation
  • Concentrated portfolio of high-quality stocks
  • Ideal for growth-oriented investors
  • Disciplined investment strategy
  • Managed by experienced professionals
  • Strong research backing

Opportunity vs Risk

Opportunities
  • Strong long-term growth potential
  • Diversified investment portfolio
  • Experienced fund management team
  • Tax benefits under Section 80C
Risks ⚠️
  • Market volatility impacts returns
  • Potential liquidity issues
  • High expense ratios
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
UTI Focused Fund • Updated: 2025-09-29 15:58:58
  • 10
    Business
    High
    The fund is focused on sectors with potential for growth, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are volatile.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Moderate debt levels with reasonable liquidity, but reserves are not robust.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The UTI Focused Fund shows potential but comes with several risks that could impact future performance. Investors should proceed with caution.


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