UTI Banking & PSU Fund
Ticker: mf13187
Decent
48/100
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Business Overview
The UTI Banking & PSU Fund is a mutual fund scheme focused on investing in banking and public sector undertakings. It is designed for conservative investors seeking stable returns with moderate risk. This fund plays a crucial role in diversifying your investment portfolio while capitalizing on the growth potential of the banking sector and government-backed entities. With its professional management and strong track record, it offers a reliable avenue for wealth creation.
- Focuses on banking and public sector investments
- Ideal for conservative investors
- Aims for stable returns with moderate risk
- Diversifies investment portfolios effectively
- Managed by experienced professionals
- Strong historical performance track record
Opportunity vs Risk
Opportunities
- Strong government support for PSU banks
- Potential for high dividend yields
- Diversification across multiple sectors
- Growing banking sector in India
Risks ⚠️
- Market volatility affecting bank stocks
- Regulatory changes impacting profitability
- Economic slowdown risks
- High exposure to non-performing assets
📊 Stock Investment Checklist (100 Points)
UTI Banking & PSU Fund • Updated: 2025-09-29 16:42:27
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10BusinessHighBanking and PSU sectors are essential for the economy but face regulatory and competitive challenges.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent but not exceptional; cash flow is stable.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighModerate debt levels, but liquidity is adequate.
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9GovernanceHighPromoter holding is strong, but some concerns over transparency.
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5DriversGoodGrowth drivers exist, but execution risks are significant.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The UTI Banking & PSU Fund shows decent potential but is facing challenges that could impact future performance. Investors should be cautious.