LIC MF Liquid Fund(DD-IDCW)

Ticker: mf14486
Decent 68/100

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Business Overview

LIC MF Liquid Fund (DD-IDCW) is a short-term investment solution designed for investors seeking liquidity and stability. Ideal for those looking to park their surplus funds while earning competitive returns, this fund is particularly suitable for risk-averse individuals and businesses. It plays a crucial role in wealth management by offering quick access to funds without compromising on growth potential.

  • Designed for short-term investment needs
  • Offers high liquidity and stability
  • Ideal for risk-averse investors
  • Provides competitive returns on surplus funds
  • Managed by LIC Mutual Fund experts
  • Helps in effective cash management

Investment Thesis

LIC MF Liquid Fund (DD-IDCW) stands out due to its robust backing from LIC, a trusted name in the Indian financial sector. With the growing adoption of digital services, this fund is well-positioned for future growth. Its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stability and returns.

  • Strong promoter group: Backed by LIC, enhancing credibility.
  • Digital services growth: Capitalizing on the increasing shift towards online investments.
  • Attractive valuation: Positioned favorably against peer liquid funds.
  • Stable returns: Focused on capital preservation and liquidity.
  • Ideal for conservative investors: Low-risk profile suitable for short-term goals.

Opportunity vs Risk

Opportunities
  • Stable returns in liquid assets
  • Low expense ratio benefits
  • High liquidity for quick access
  • Tax efficiency on dividends
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Market volatility affects liquidity
  • Limited growth potential
  • Inflation may erode real returns
📊 Stock Investment Checklist (100 Points)
LIC MF Liquid Fund(DD-IDCW) • Updated: 2025-10-01 03:48:13
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 9
    Balance
    High
    Strong balance sheet with low debt, but liquidity is moderate.
  • 7
    Governance
    High
    Promoter holding is stable, but some concerns on disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 2
    Technicals
    Low
    Weak momentum and low liquidity in the market.
Final Score & Verdict
Score 68 / 100 • Decent
LIC MF Liquid Fund shows decent fundamentals but faces challenges in growth and profitability.