SBI Banking and PSU Fund(M-IDCW Payout)
Ticker: mf15072
Decent
68/100
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S
SBI Banking and PSU Fund(M-IDCW)
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.
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S
SBI Banking and PSU Fund(W-IDCW)
The SBI Banking and PSU Fund shows decent potential with some growth opportunities, but investors should be cautious of the risks involved.
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S
SBI Banking and PSU Fund(DD-IDCW)
The fund shows decent potential but is not without its risks. Investors should be cautious.
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T
Tata Multi Asset Allocation Fund(IDCW Payout)
The fund shows potential for moderate growth, but investors should be cautious due to fluctuating profitability and execution risks.
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T
Tata Multi Asset Allocation Fund(IDCW)
The Tata Multi Asset Allocation Fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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I
Invesco India Multicap Fund(IDCW)
The Invesco India Multicap Fund shows decent potential with a balanced approach to growth and profitability, but investors should be cautious of execution risks.
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E
Edelweiss Large & Mid Cap Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and valuation, making it a cautious investment.
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H
HDFC Banking & Financial Services Fund(IDCW)
The fund shows potential but faces challenges in profitability and valuation. Caution is advised.
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H
HDFC Banking & Financial Services Fund(IDCW Reinvest)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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P
Parag Parikh Liquid Fund(M-IDCW Payout)
The fund shows decent potential with stable growth and a solid balance sheet, but faces challenges in profitability and market sentiment.
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P
Parag Parikh Liquid Fund(M-IDCW)
The fund shows decent potential with stable growth and a solid balance sheet, but faces some execution risks and average profitability metrics.
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P
Parag Parikh Liquid Fund(W-IDCW)
The fund shows decent potential with consistent growth and profitability metrics, but some execution risks need to be monitored.
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P
Parag Parikh Liquid Fund(DD-IDCW)
The Parag Parikh Liquid Fund shows decent potential with stable growth and a solid business model, but faces challenges in profitability and market sentiment.
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T
Tata Aggressive Hybrid Fund(IDCW Payout)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW Payout)
The Tata Aggressive Hybrid Fund shows a decent potential for growth with a balanced risk profile, though investors should remain cautious of execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and a strong business model, but faces some risks related to execution and market sentiment.
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Business Overview
The SBI Banking and PSU Fund (M-IDCW Payout) is a mutual fund scheme designed to invest primarily in banking and public sector undertakings. Ideal for conservative investors seeking regular income, this fund offers a balanced approach to capital appreciation and stability. It focuses on high-quality assets, making it a reliable choice for those looking to diversify their portfolio with minimal risk.
- Focuses on banking and PSU sectors
- Offers regular income through M-IDCW payout
- Ideal for conservative investors
- Invests in high-quality assets
- Helps in portfolio diversification
- Managed by SBI Mutual Fund, a trusted name
Investment Thesis
SBI Banking and PSU Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on the expanding banking sector, making it a compelling choice for retail investors seeking stable returns.
- Strong backing from State Bank of India, enhancing trust and credibility.
- Significant growth potential in digital banking services, catering to evolving consumer needs.
- Attractive valuation metrics compared to peer funds, offering better investment opportunities.
- Focus on public sector undertakings ensures stability and lower risk.
- Consistent performance track record, making it a reliable choice for long-term investors.
Opportunity vs Risk
Opportunities
- Strong government backing
- Growing banking sector
- Potential for high dividends
- Increased retail participation
- Diversified portfolio exposure
Risks ⚠️
- Market volatility
- Regulatory changes
- Interest rate fluctuations
- Credit risk in PSU loans
- Economic downturn impact
📊 Stock Investment Checklist (100 Points)
SBI Banking and PSU Fund(M-IDCW Payout) • Updated: 2025-10-01 07:01:23
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10BusinessHighBanking sector is essential but faces challenges from fintech.
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10GrowthHighModerate revenue growth, but inconsistent profit margins.
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10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
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8ValuationHighP/E and P/B ratios are higher than peers.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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6GovernanceGoodPromoter holding is stable, but some pledging exists.
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5DriversGoodGrowth catalysts are limited; execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral; liquidity is average.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows potential but is facing several challenges that may impact future performance.