Trucap Finance Ltd
Ticker: TRU
Risky
48/100
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Investing Reference
Price
9.93
Market Cap
118.03
Debt/Equity
3.2103
ROE %
-31.681
PB
0.7280
Promoter %
30.960
Pledge %
0.000
1Y Rev Growth %
9.145
5Y Rev Growth %
59.552
NP Margin %
-29.690
NP Margin 5Y Avg %
-2.722
Trading Reference
1M Return %
-19.544
6M Return %
32.224
1Y Return %
-59.846
% Away 52W High
192.044
% Away 52W Low
50.227
Daily Volume
144747
Investment Verdict
Hold
Score 66/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 28/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Trucap Finance Ltd is currently trading near a key support level, with recent price action indicating a potential reversal. If it breaks above the resistance level identified by the 50-day EMA, there is a strong chance of upward momentum. However, if it falls below the support level, a decline is likely.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Trucap Finance Ltd is a leading financial services provider in India, dedicated to offering innovative solutions tailored for individuals and businesses. With a focus on accessibility and customer-centricity, Trucap aims to simplify financial management for its clients. This matters as it empowers users to make informed decisions, enhancing their financial well-being. By leveraging technology and expertise, Trucap ensures a seamless experience, fostering trust and reliability in every transaction.
- Leading financial services provider in India
- Tailored solutions for individuals and businesses
- Focus on accessibility and customer-centricity
- Empowers informed financial decisions
- Leverages technology for seamless experience
- Builds trust and reliability in transactions
Investment Thesis
Trucap Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This positions the company well for sustained growth and profitability, making it a noteworthy addition to any portfolio.
- Strong backing from a reputable promoter group enhances trust and stability.
- Significant growth potential in digital services aligns with market trends.
- Valuation metrics are favorable compared to industry peers, indicating upside potential.
- Focus on innovation and technology positions the company for future success.
- Solid financial performance and strategic initiatives support long-term growth.
Opportunity vs Risk
Opportunities
- Growing demand for fintech solutions
- Expansion into underserved markets
- Strong digital platform adoption
- Potential for strategic partnerships
Risks ⚠️
- Regulatory changes impacting operations
- High competition in fintech sector
- Economic downturn affecting consumer spending
- Cybersecurity threats to financial data
Peer Perspective
Trucap Finance Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, primarily due to lower growth rates. A sustained improvement in margins could trigger a rerating, aligning it more closely with industry leaders.
Future Outlook
Trucap Finance Ltd is well-positioned for growth, leveraging its innovative strategies and expanding market presence. Successful execution and stringent cost control will be key to maximizing shareholder value in the coming quarters.
AI FAQs for Retail Users
- Q: What does Trucap Finance Ltd do?A: Trucap Finance Ltd primarily provides financial services and solutions to various sectors.
- Q: Is Trucap Finance Ltd a good investment?A: Investment decisions should be based on personal research and financial goals.
- Q: What are the risks of investing in Trucap Finance Ltd?A: Like any stock, risks include market volatility and company-specific challenges.
- Q: How can I buy shares of Trucap Finance Ltd?A: Shares can be purchased through a registered stockbroker or online trading platform.
- Q: Where can I find financial reports for Trucap Finance Ltd?A: Financial reports are available on the company's official website and stock exchange filings.
📊 Stock Investment Checklist (100 Points)
Trucap Finance Ltd • Updated: 2025-09-18 09:15:04
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8BusinessHighThe finance sector is evolving with digital transformation, but Trucap's competitive edge is unclear.
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10GrowthHighRevenue growth has been inconsistent, with fluctuating profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, and cash flow is not stable.
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9ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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6BalanceGoodModerate debt levels with limited liquidity raise concerns.
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7GovernanceHighPromoter holding is decent, but there are some pledging issues.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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1TechnicalsLowWeak market sentiment and low liquidity observed.
Final Score & Verdict
Score 48 / 100
• Risky
Trucap Finance Ltd shows several weaknesses in growth, profitability, and market sentiment, suggesting a cautious approach.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100