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SBI FMP-73-1226D

Ticker: mf13548
Decent 68/100

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J
JM Low Duration Fund
Score 57/100 Decent
The JM Low Duration Fund shows decent potential but is hindered by growth inconsistencies and market risks.
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D
DSP Silver ETF FoF
Score 48/100 Decent
The DSP Silver ETF FoF presents a decent investment opportunity with moderate growth potential, but investors should be cautious of volatility and governance issues.
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S
Sundaram Short Duration Fund
Score 48/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces challenges in market sentiment and growth drivers.
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P
PGIM India Ultra Short Duration Fund
Score 68/100 Decent
The fund shows decent potential with stable growth and manageable risks, but investors should be cautious of execution challenges.
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L
LIC MF Medium to Long Duration Fund
Score 48/100 Decent
The fund shows potential but faces challenges in growth consistency and market sentiment.
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F
Franklin India Conservative Hybrid Fund
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
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S
SBI LT Advantage Fund-IV
Score 68/100 Decent
The SBI LT Advantage Fund-IV shows decent potential with a balanced approach to growth and profitability, but investors should remain cautious about execution risks.
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T
Tata BSE Select Business Groups Index Fund
Score 68/100 Decent
The Tata BSE Select Business Groups Index Fund shows potential for moderate growth, but investors should be cautious of its valuation and execution risks.
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B
Bank of India Large Cap Fund
Score 48/100 Decent
The Bank of India Large Cap Fund shows potential but carries risks that may affect future performance. Investors should proceed with caution.
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U
UTI BSE Sensex Index Fund
Score 70/100 Decent
The UTI BSE Sensex Index Fund is a decent investment option, reflecting the performance of the Sensex with reasonable growth and profitability metrics.
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H
HDFC Nifty SDL Oct 2026 Index Fund
Score 48/100 Risky
The fund shows potential but carries significant risks due to inconsistent growth and profitability metrics.
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A
Aditya Birla SL Nifty Next 50 Index Fund
Score 48/100 Decent
The Aditya Birla SL Nifty Next 50 Index Fund presents a decent investment opportunity with exposure to growth sectors, though it carries some risks related to execution and market volatility.
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I
ICICI Pru Passive Strategy Fund
Score 48/100 Risky
The fund shows potential but carries significant risks due to market conditions and execution challenges.
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S
SBI FMP-68-1302D
Score 48/100 Risky
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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H
HSBC CRISIL IBX Gilt June 2027 Index Fund
Score 66/100 Decent
The fund is a decent option for conservative investors seeking stability in fixed income, but growth potential is limited.
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Business Overview

SBI FMP-73-1226D is a Fixed Maturity Plan designed for conservative investors seeking predictable returns over a defined period. This scheme is ideal for individuals looking to invest in debt instruments with a fixed tenure, ensuring capital protection and stable income. It matters because it offers a structured investment option in a fluctuating market, making it suitable for risk-averse investors. With SBI's trusted brand backing, it provides peace of mind along with potential tax benefits.

  • Designed for conservative investors
  • Offers predictable returns over a fixed tenure
  • Ideal for risk-averse individuals
  • Capital protection with stable income
  • Backed by SBI's trusted reputation
  • Potential tax benefits on investment

Opportunity vs Risk

Opportunities
  • Stable returns over the investment period
  • Potential for capital appreciation
  • Low correlation with equity markets
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from underlying assets
  • Liquidity concerns on redemption
  • Market volatility affecting returns

Peer Perspective

SBI FMP-73-1226D trades at a discount compared to peers like HDFC FMP and ICICI FMP. A rerating could occur if SBI demonstrates consistent margin stability and improved asset quality.
📊 Stock Investment Checklist (100 Points)
SBI FMP-73-1226D • Updated: 2025-09-29 15:39:36
  • 10
    Business
    High
    The sector is evolving with digital banking but faces competition.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be better.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over transparency.
  • 5
    Drivers
    Good
    Growth drivers exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The stock shows potential but is facing several challenges that could impact future performance.