SBI FMP-59-1618D

Ticker: mf13942
Risky 48/100

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Business Overview

SBI FMP-59-1618D is a fixed maturity plan designed for conservative investors seeking steady returns over a defined period. This product is ideal for individuals looking to invest with a low-risk appetite while benefiting from the stability of fixed income instruments. It matters as it offers a structured investment option that aligns with financial goals without the volatility of equity markets.

  • Targeted at conservative investors
  • Fixed maturity for predictable returns
  • Low-risk investment option
  • Diversifies portfolio with fixed income
  • Managed by SBI's experienced team

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Potential for interest rate hikes
  • Low market volatility
  • Tax benefits on fixed income
  • Growing demand for safe investments
Risks ⚠️
  • Interest rate fluctuations
  • Liquidity concerns on maturity
  • Inflation impact on returns
  • Regulatory changes affecting FMPs
  • Credit risk from underlying assets
📊 Stock Investment Checklist (100 Points)
SBI FMP-59-1618D • Updated: 2025-09-30 01:05:20
  • 8
    Business
    High
    The sector is stable with a clear model but lacks significant competitive advantages.
  • 10
    Growth
    High
    Revenue and profit growth have been inconsistent, showing volatility.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, with OCF slightly trailing net profit.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with execution risks present.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.