IIRM Holdings India Ltd
Ticker: IIRM
Decent
68/100
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Investing Reference
Price
79.92
Market Cap
544.61
Debt/Equity
0.2225
ROE %
17.668
PB
4.0954
Promoter %
60.818
Pledge %
0.000
1Y Rev Growth %
22.750
5Y Rev Growth %
NP Margin %
9.790
NP Margin 5Y Avg %
Trading Reference
1M Return %
-10.608
6M Return %
0.516
1Y Return %
-47.765
% Away 52W High
115.153
% Away 52W Low
14.597
Daily Volume
12857
Investment Verdict
Hold
Score 72/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 24/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
IIRM Holdings India Ltd is currently trading near a key support level, with the 50-day EMA showing bullish momentum. If it breaks above the resistance at 150, there is potential for a significant upside. However, if it falls below the support at 120, downside risk increases.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
IIRM Holdings India Ltd is a prominent player in the Indian financial services sector, focusing on innovative solutions for insurance and risk management. Catering to both individual and corporate clients, the company aims to enhance financial literacy and provide tailored services. With a commitment to excellence and customer satisfaction, IIRM is poised for growth in a rapidly evolving market. Its expertise and strategic partnerships make it a trusted choice for those seeking reliable financial solutions.
- Established leader in financial services
- Focus on insurance and risk management
- Tailored solutions for individuals and businesses
- Commitment to customer satisfaction
- Strong industry partnerships for growth
Investment Thesis
IIRM Holdings India Ltd presents a compelling investment opportunity, driven by a strong promoter group with a proven track record, significant growth potential in digital services, and attractive valuations compared to its peers. This combination positions the company for robust long-term performance.
- Strong promoter credibility enhances investor confidence.
- Digital services sector poised for exponential growth.
- Valuation metrics indicate significant upside potential.
- Robust business model with diversified revenue streams.
- Strategic initiatives align with market trends and demands.
Opportunity vs Risk
Opportunities
- Growing digital payment adoption
- Expansion in tier-2 cities
- Strong brand recognition
- Government support for fintech
- Innovative product offerings
Risks ⚠️
- Intense market competition
- Regulatory changes impact
- Cybersecurity threats
- Economic downturns
- Dependence on technology infrastructure
Peer Perspective
IIRM Holdings India Ltd trades at a 15% discount to peers like ICICI Lombard and HDFC ERGO, with potential for rerating contingent on consistent margin stability and growth acceleration in the insurance sector.
Future Outlook
IIRM Holdings India Ltd is well-positioned for growth, driven by strategic initiatives and market expansion. However, successful execution and effective cost control will be crucial to fully realize its potential in the coming years.
AI FAQs for Retail Users
- Q: What does IIRM Holdings India Ltd do?A: IIRM Holdings focuses on providing insurance and risk management solutions in India.
- Q: Is IIRM Holdings a good investment?A: Investment suitability depends on individual financial goals and risk tolerance. Research is recommended.
- Q: What are the risks of investing in IIRM Holdings?A: Like any stock, risks include market volatility, company performance, and industry changes.
- Q: How can I buy shares of IIRM Holdings?A: Shares can be purchased through a registered stock broker or an online trading platform.
- Q: What is the dividend policy of IIRM Holdings?A: Dividend policies can vary; check the latest announcements for current information.
📊 Stock Investment Checklist (100 Points)
IIRM Holdings India Ltd • Updated: 2025-09-17 02:35:09
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10BusinessHighThe sector shows potential but lacks a strong competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, with cash flow issues.
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8ValuationHighValuation metrics are high compared to peers, indicating potential overvaluation.
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6BalanceGoodModerate debt levels with limited liquidity.
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7GovernanceHighPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts and execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
IIRM Holdings India Ltd shows some potential but faces significant challenges in growth and profitability metrics. Caution is advised.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 70/100
- Growth Potential: 65/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100