Som Datt Finance Corporation Ltd
Ticker: SODFC
Risky
48/100
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Investing Reference
Price
113.90
Market Cap
188.43
Debt/Equity
0.0000
ROE %
41.115
PB
5.3152
Promoter %
74.978
Pledge %
0.000
1Y Rev Growth %
5Y Rev Growth %
NP Margin %
NP Margin 5Y Avg %
Trading Reference
1M Return %
-3.167
6M Return %
22.671
1Y Return %
4.495
% Away 52W High
51.036
% Away 52W Low
74.479
Daily Volume
1055
Investment Verdict
Hold
Score 68/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 42/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
Summary
Som Datt Finance Corporation Ltd shows potential for growth but faces challenges in profitability and market competition.
✅ Positives
- Strong historical performance in niche markets
- Diverse financial product offerings
- Experienced management team
⚠️ Negatives
- High competition in the finance sector
- Recent decline in profit margins
- Regulatory challenges affecting operations
Verdict
Cautiously optimistic with growth potential.
Recommendation: Consider buying on dips.
Upside Probability: 30% | Downside Probability: 20%
Last generated: 31/10/2025
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Business Overview
Som Datt Finance Corporation Ltd is a trusted financial services provider in India, catering to a diverse clientele including individuals and businesses. With a strong focus on customer satisfaction and innovative financial solutions, the company plays a vital role in empowering its clients to achieve their financial goals. Its commitment to transparency and ethical practices sets it apart in the competitive finance sector.
- Established player in the Indian finance market
- Offers a range of financial services
- Focus on customer-centric solutions
- Strong emphasis on ethical practices
- Empowers clients to achieve financial goals
Investment Thesis
Som Datt Finance Corporation Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company for sustained growth and profitability in the evolving financial landscape.
- Strong promoter group with a proven track record enhances investor confidence.
- Robust growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers indicate upside potential.
- Established reputation in financial services supports customer trust and loyalty.
- Strategic focus on innovation positions the company for future success.
Opportunity vs Risk
Opportunities
- Strong growth in financial services
- Expanding customer base
- Potential for digital transformation
- Strategic partnerships in fintech
Risks ⚠️
- High competition in finance sector
- Regulatory changes impact operations
- Economic downturn affecting loans
- Dependence on interest rate fluctuations
Peer Perspective
Som Datt Finance Corporation Ltd trades at a discount to peers like Minda Industries and Mahindra Finance, reflecting concerns over margin stability; a consistent improvement in profit margins could trigger a rerating.
Future Outlook
Som Datt Finance Corporation Ltd has strong growth potential, driven by strategic initiatives and market demand. However, successful execution and effective cost control will be crucial to achieving sustainable profitability.
📊 Stock Investment Checklist (100 Points)
Som Datt Finance Corporation Ltd • Updated: 2025-09-18 09:04:19
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8BusinessHighThe sector shows potential but lacks a strong moat.
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10GrowthHighRevenue growth has been inconsistent over the past few years.
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10ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighValuation metrics are slightly above peers, suggesting overvaluation.
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6BalanceGoodDebt levels are manageable, but liquidity is a concern.
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7GovernanceHighPromoter holding is decent, but there are some concerns about disclosures.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.