Shalibhadra Finance Ltd
Ticker: SAHLIBHFI
Risky
48/100
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Investing Reference
Price
122.25
Market Cap
377.61
Debt/Equity
0.2429
ROE %
12.746
PB
2.4480
Promoter %
55.554
Pledge %
0.000
1Y Rev Growth %
11.321
5Y Rev Growth %
8.744
NP Margin %
43.860
NP Margin 5Y Avg %
30.842
Trading Reference
1M Return %
-2.586
6M Return %
-8.307
1Y Return %
-37.171
% Away 52W High
62.372
% Away 52W Low
19.853
Daily Volume
10999
Investment Verdict
Hold
Score 74/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 21/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Shalibhadra Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating bullish momentum. However, resistance is observed at higher levels, suggesting potential volatility. Overall, there is a moderate probability of upward movement in the medium term, contingent on volume sustaining above average levels.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Shalibhadra Finance Ltd is a trusted financial institution catering to the diverse needs of individuals and small businesses in India. With a strong focus on providing accessible financial solutions, it empowers clients to achieve their financial goals. The company is committed to transparency, customer satisfaction, and sustainable growth, making it a reliable partner in your financial journey.
- Established reputation in the Indian finance sector
- Tailored financial solutions for individuals and small businesses
- Commitment to customer satisfaction and transparency
- Focus on sustainable growth and community support
- Experienced team dedicated to client success
Investment Thesis
Shalibhadra Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. The company's strategic focus on technology-driven solutions positions it well for future growth in the evolving financial landscape.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth potential in digital services aligns with market trends.
- Valuation metrics indicate Shalibhadra Finance is attractively priced versus industry peers.
- Focus on innovation and customer-centric solutions supports long-term sustainability.
- Expanding market presence positions the company for increased profitability.
Opportunity vs Risk
Opportunities
- Growing demand for financial services
- Expansion into new markets
- Strong customer loyalty
- Potential for digital transformation
- Favorable regulatory environment
Risks ⚠️
- High competition in finance sector
- Economic downturn impacts
- Regulatory changes may affect operations
- Dependence on interest rate fluctuations
- Limited brand recognition compared to peers
Peer Perspective
Shalibhadra Finance Ltd trades at a discount compared to peers like Muthoot Finance and Manappuram Finance, primarily due to lower growth rates. A rerating could occur with improved margin stability and accelerated loan book growth.
Future Outlook
Shalibhadra Finance Ltd is well-positioned for growth, driven by strategic initiatives and market demand; however, successful execution and effective cost control will be crucial to achieving its long-term potential.
AI FAQs for Retail Users
- Q: What does Shalibhadra Finance Ltd do?A: Shalibhadra Finance Ltd provides financial services, including loans and investment solutions for individuals and businesses.
- Q: Is Shalibhadra Finance Ltd a good investment?A: Investing in any stock carries risks. It's important to do your own research and consider your financial goals.
- Q: How can I buy shares of Shalibhadra Finance Ltd?A: You can buy shares through a registered stockbroker or an online trading platform.
- Q: What are the risks associated with investing in Shalibhadra Finance Ltd?A: Risks include market volatility, company performance, and changes in regulations affecting the finance sector.
- Q: Where can I find more information about Shalibhadra Finance Ltd?A: You can check their official website, financial news platforms, and stock market analysis sites for updates.
📊 Stock Investment Checklist (100 Points)
Shalibhadra Finance Ltd • Updated: 2025-09-17 16:38:35
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8BusinessHighThe finance sector is evolving with digital transformation, but Shalibhadra's competitive edge is unclear.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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9ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
-
6ValuationGoodValuation ratios are higher than peers, suggesting overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity ratios are concerning.
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5GovernanceGoodPromoter holding is low, and there are concerns about transparency.
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2DriversLowLimited growth catalysts and significant execution risks present.
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1TechnicalsLowWeak market sentiment and low trading volumes.
Final Score & Verdict
Score 48 / 100
• Risky
Shalibhadra Finance Ltd shows several weaknesses in growth, profitability, and governance, making it a risky investment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 60/100