SBI Retirement Benefit Fund-Aggressive Hybrid Plan(IDCW)

Ticker: mf15692
Decent 48/100

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Business Overview

The SBI Retirement Benefit Fund - Aggressive Hybrid Plan (IDCW) is designed to help individuals build a robust retirement corpus through a mix of equity and debt investments. Ideal for those seeking long-term growth while balancing risk, this fund aims to provide financial security in retirement. With professional management and a focus on capital appreciation, it stands out as a reliable choice for future planning.

  • Designed for retirement planning
  • Balanced approach with equity and debt
  • Professional fund management
  • Focus on long-term capital growth
  • Suitable for risk-tolerant investors

Opportunity vs Risk

Opportunities
  • Potential for high returns
  • Diversified investment approach
  • Tax benefits on long-term gains
  • Exposure to equity and debt
  • Suitable for retirement planning
Risks ⚠️
  • Market volatility affects returns
  • Interest rate fluctuations
  • Limited liquidity compared to stocks
  • Management fees may reduce gains
  • Regulatory changes impact funds
📊 Stock Investment Checklist (100 Points)
SBI Retirement Benefit Fund-Aggressive Hybrid Plan(IDCW) • Updated: 2025-10-01 07:17:15
  • 10
    Business
    High
    The fund operates in a sector with moderate growth potential but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been inconsistent, with fluctuations in performance.
  • 10
    Profitability
    High
    ROE and ROCE are average, with operating cash flow sometimes lagging behind net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above average compared to peers, indicating potential overvaluation.
  • 7
    Balance
    High
    The balance sheet shows manageable debt levels, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency in disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in scaling operations.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity impacting price action.
Final Score & Verdict
Score 48 / 100 • Decent
The fund presents a decent investment opportunity but carries several risks that need to be monitored closely.