SBI Magnum Income Fund(IDCW-Payout)

Ticker: mf15534
Decent 73/100

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Business Overview

SBI Magnum Income Fund is a well-established debt mutual fund designed for investors seeking stable income with moderate risk. It primarily invests in fixed-income securities, making it suitable for those looking to diversify their portfolio while aiming for regular payouts. This fund is ideal for conservative investors, retirees, or anyone seeking to enhance their income stream. With SBI's strong reputation and experienced management, this fund stands out as a reliable choice for long-term financial growth.

  • Managed by SBI Mutual Fund, a trusted name in India
  • Focuses on fixed-income securities for stability
  • Ideal for conservative investors and retirees
  • Offers regular income through IDCW payouts
  • Helps in portfolio diversification and risk management

Opportunity vs Risk

Opportunities
  • Stable income generation potential
  • Diversification in fixed income assets
  • Professional fund management expertise
  • Tax benefits under certain conditions
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from bond issuers
  • Market volatility affecting NAV
  • Liquidity constraints in certain scenarios
📊 Stock Investment Checklist (100 Points)
SBI Magnum Income Fund(IDCW-Payout) • Updated: 2025-10-01 07:11:31
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a clear competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been variable.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is stable, but some concerns over disclosures.
  • 6
    Drivers
    Good
    Growth drivers are present, but execution risks remain significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 73 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and execution risks.