SBI FMP-66-1361D(IDCW)

Ticker: mf16294
Decent 68/100

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Business Overview

SBI FMP-66-1361D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns. This product is ideal for individuals looking to invest for a defined period with minimal risk. It focuses on debt securities, providing a predictable income stream while preserving capital. This plan matters as it combines the benefits of fixed income with the backing of SBI's trusted brand, making it a reliable choice for risk-averse investors.

  • Ideal for conservative investors
  • Offers stable and predictable returns
  • Backed by SBI's trusted reputation
  • Focuses on low-risk debt securities
  • Suitable for defined investment horizons

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Growing demand for debt funds
  • Tax benefits on long-term investments
  • Low interest rate environment
  • Diversification in portfolio
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from underlying assets
  • Liquidity concerns during maturity
  • Market volatility impacts
  • Limited growth potential
📊 Stock Investment Checklist (100 Points)
SBI FMP-66-1361D(IDCW) • Updated: 2025-10-01 15:28:33
  • 10
    Business
    High
    The sector is stable, but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is volatile.
  • 8
    Valuation
    High
    P/E and P/B ratios are higher than peers, indicating overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 9
    Governance
    High
    Promoter holding is strong, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 2
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The stock shows decent fundamentals but faces challenges in growth and valuation metrics.