SBI FMP-57-1835D

Ticker: mf13486
Decent 48/100

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Business Overview

SBI FMP-57-1835D is a fixed maturity plan that offers investors a secure avenue for wealth accumulation over a defined period. Ideal for conservative investors seeking predictable returns, this product aligns with financial goals without the volatility of equities. It matters as it combines the benefits of debt instruments with the backing of a trusted institution, SBI. This plan is designed to provide stability and capital protection, making it a suitable choice for risk-averse individuals looking to grow their savings effectively.

  • Secure investment option for conservative investors
  • Defined maturity period for predictable returns
  • Backed by the trusted SBI brand
  • Offers capital protection and stability
  • Ideal for wealth accumulation without market volatility

Investment Thesis

SBI FMP-57-1835D presents a compelling investment opportunity due to its strong backing from the State Bank of India, a trusted promoter. The fund's focus on digital services aligns with the growing trend in financial technology, and its attractive valuation compared to peers makes it a prudent choice for retail investors.

  • Strong promoter group: Backed by the reputable State Bank of India.
  • Digital services growth: Capitalizes on the expanding fintech landscape.
  • Attractive valuation: Positioned favorably against industry peers.
  • Stable returns: Focus on fixed maturity plans ensures predictable income.
  • Investor-friendly: Designed to meet the needs of retail investors.

Opportunity vs Risk

Opportunities
  • Stable interest income potential
  • Diversification for fixed income portfolio
  • Low credit risk exposure
Risks ⚠️
  • Interest rate fluctuations
  • Market volatility impacts returns
  • Liquidity concerns in secondary market

Peer Perspective

SBI FMP-57-1835D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A rerating could occur if it demonstrates consistent margin stability and improved asset quality.
📊 Stock Investment Checklist (100 Points)
SBI FMP-57-1835D • Updated: 2025-09-30 01:05:03
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit consistency is lacking.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some pledging issues.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The stock shows moderate potential but carries risks that may affect future performance.