SBI FMP-53-1839D(IDCW)
Ticker: mf16763
Risky
48/100
☆ Add to Watchlist
More Options
G
Groww Nifty Total Market Index Fund(IDCW)
The Groww Nifty Total Market Index Fund presents a decent investment opportunity with a balanced risk-reward profile, but caution is advised due to valuation concerns and market volatility.
View details
I
Invesco India Income Plus Arbitrage Active FoF(IDCW)
The fund shows decent potential but lacks strong growth catalysts and has some governance concerns.
View details
J
JM Large & Mid Cap Fund(IDCW)
The fund shows decent potential but faces challenges in growth consistency and execution risks.
View details
N
Navi Large & Midcap Fund(H-IDCW Payout)
The fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
View details
N
Navi Large & Midcap Fund(A-IDCW)
The Navi Large & Midcap Fund shows decent potential with consistent growth and manageable risks, making it a reasonable investment option.
View details
N
Navi Large & Midcap Fund(IDCW)
The fund shows potential for growth with a decent risk profile, but investors should be cautious of execution risks.
View details
N
Navi Large & Midcap Fund(H-IDCW)
The fund shows decent potential with consistent growth and a manageable risk profile, but attention should be paid to execution risks and governance issues.
View details
N
Navi Large & Midcap Fund(A-IDCW Payout)
The fund shows decent potential with a solid growth trajectory, but some risks in governance and execution should be monitored.
View details
N
Navi Large & Midcap Fund(IDCW Payout)
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
View details
T
Tata Income Plus Arbitrage Active FOF(IDCW)
The fund shows moderate potential but carries several risks that could impact performance.
View details
T
Tata Income Plus Arbitrage Active FOF(IDCW Payout)
The fund shows moderate potential but lacks strong growth drivers and competitive advantages.
View details
Q
Quant Commodities Fund(IDCW)
The fund operates in a challenging sector with moderate growth and profitability metrics. While there are opportunities, risks remain significant.
View details
A
Axis Retirement Fund-Dynamic Plan(IDCW)
The Axis Retirement Fund-Dynamic Plan shows potential for growth in a favorable sector, but faces challenges in profitability and valuation metrics.
View details
T
Tata Nifty Capital Markets Index Fund(IDCW Payout)
The fund shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
View details
T
Tata Nifty Capital Markets Index Fund(IDCW)
The Tata Nifty Capital Markets Index Fund shows decent potential, but investors should be cautious of market volatility and execution risks.
View details
F
Franklin India Ultra Short Duration Fund(IDCW Payout)
The fund shows potential but faces challenges in profitability and liquidity, making it a cautious investment.
View details
Business Overview
SBI FMP-53-1839D (IDCW) is a fixed maturity plan that offers investors a structured investment option with predictable returns. Ideal for conservative investors seeking stability, this fund is designed to provide capital protection while generating income. With SBI's trusted brand and expertise in managing funds, this product is a reliable choice for those looking to invest for a specific time frame without market volatility risks.
- Structured investment with predictable returns
- Ideal for conservative investors
- Capital protection focus
- Managed by SBI's experienced team
- Suitable for specific investment time frames
- Minimizes market volatility risks
Investment Thesis
SBI FMP-53-1839D(IDCW) presents a compelling investment opportunity due to its strong backing from the State Bank of India, a trusted promoter. The fund is well-positioned to benefit from the rapid growth of digital services in India, coupled with attractive valuations compared to its peers, making it an appealing choice for retail investors.
- Strong promoter backing from State Bank of India ensures credibility and stability.
- Significant growth potential in digital services aligns with India's tech-driven economy.
- Attractive valuation compared to peer funds enhances investment appeal.
- Focus on fixed maturity plans offers predictable returns and lower risk.
- Ideal for investors seeking steady income with a reliable fund manager.
Opportunity vs Risk
Opportunities
- Stable returns from fixed maturity
- Potential tax benefits on dividends
- Strong backing from SBI
- Low market volatility
- Attractive for conservative investors
Risks ⚠️
- Interest rate fluctuations
- Liquidity concerns in FMPs
- Market downturns affect returns
- Limited growth potential
- Regulatory changes impact performance
Peer Perspective
SBI FMP-53-1839D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A sustained improvement in margin stability could trigger a favorable rerating in the current interest rate environment.
📊 Stock Investment Checklist (100 Points)
SBI FMP-53-1839D(IDCW) • Updated: 2025-10-01 22:59:16
-
10BusinessHighThe sector is stable but lacks significant growth drivers.
-
10GrowthHighRevenue growth has been inconsistent, with fluctuating profits.
-
8ProfitabilityHighROE and ROCE are moderate, cash flow is stable but not exceptional.
-
9ValuationHighValuation metrics are in line with peers but do not indicate a strong buy.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
6GovernanceGoodPromoter holding is decent, but there are concerns about disclosures.
-
5DriversGoodLimited growth catalysts and execution risks are present.
-
1TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock shows several weaknesses in growth and profitability, with limited upside potential.