SBI ELSS Tax Saver Fund
Ticker: mf12392
Decent
48/100
☆ Add to Watchlist
More Options
I
ICICI Pru India Opp Fund
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.
View details
A
Aditya Birla SL Large Cap Fund
The Aditya Birla SL Large Cap Fund shows potential but carries several risks that could affect performance. Investors should proceed with caution.
View details
A
Aditya Birla SL Money Manager Fund
The fund shows potential but faces challenges in profitability and valuation metrics. Caution is advised.
View details
A
Aditya Birla SL Corp Bond Fund
The fund shows potential but is facing challenges in growth and profitability metrics.
View details
K
Kotak Large & Midcap Fund
The Kotak Large & Midcap Fund shows decent potential with strong fundamentals and growth prospects, but investors should be cautious of execution risks.
View details
Q
Quant Small Cap Fund
The Quant Small Cap Fund shows potential for growth with a decent score, but investors should be cautious of execution risks and liquidity issues.
View details
I
ICICI Pru Asset Allocator Fund
The fund shows decent potential with a solid growth trajectory, but investors should be cautious of governance issues and execution risks.
View details
I
ICICI Pru Savings Fund
ICICI Pru Savings Fund shows moderate potential but faces challenges in profitability and growth drivers.
View details
H
HDFC Large and Mid Cap Fund
The HDFC Large and Mid Cap Fund shows decent potential for growth with a solid portfolio and management, but investors should be cautious of execution risks.
View details
A
Axis Small Cap Fund
The Axis Small Cap Fund shows decent potential for growth, but investors should be cautious of execution risks and market volatility.
View details
M
Mirae Asset ELSS Tax Saver Fund
The Mirae Asset ELSS Tax Saver Fund shows decent potential with consistent growth and profitability metrics, though some risks remain.
View details
C
Canara Rob Large and Mid Cap Fund
The fund shows potential for moderate growth but faces challenges in profitability and governance.
View details
U
UTI Flexi Cap Fund
UTI Flexi Cap Fund shows a decent investment potential with consistent growth and profitability metrics, although some risks remain.
View details
S
SBI Overnight Fund
The SBI Overnight Fund shows moderate potential with stable growth, but faces challenges in profitability and governance that may impact future performance.
View details
S
SBI Corp Bond Fund
The SBI Corp Bond Fund presents a decent investment opportunity, but potential investors should be cautious of its moderate growth and profitability metrics.
View details
I
Invesco India Arbitrage Fund
The fund shows potential for moderate returns with manageable risks, but investors should be cautious of execution challenges.
View details
Business Overview
SBI ELSS Tax Saver Fund is a premier equity-linked savings scheme designed to help Indian investors save on taxes while growing their wealth. Ideal for individuals seeking long-term capital appreciation with tax benefits under Section 80C, this fund invests primarily in equities, offering the potential for higher returns compared to traditional savings instruments. It is a smart choice for young professionals, families, and anyone looking to build a secure financial future.
- Tax benefits under Section 80C
- Focus on long-term capital appreciation
- Invests primarily in equities
- Managed by SBI, a trusted financial institution
- Suitable for tax-conscious investors
- Encourages disciplined investing through a lock-in period
Investment Thesis
SBI ELSS Tax Saver Fund stands out due to its robust backing from the SBI Group, a trusted name in Indian banking. The fund is well-positioned to leverage the growing digital services landscape, enhancing customer engagement. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking long-term wealth creation while benefiting from tax savings.
- Strong promoter group: Backed by SBI, a leader in the banking sector.
- Credibility: High trust factor among retail investors.
- Digital services growth: Capitalizes on the increasing adoption of digital financial solutions.
- Attractive valuation: Competitive pricing compared to similar funds in the market.
- Tax benefits: Offers dual advantage of wealth creation and tax savings.
Opportunity vs Risk
Opportunities
- Tax benefits under Section 80C
- Potential for long-term capital growth
- Diversified equity exposure
- Professional fund management
- Rising retail investor participation
Risks ⚠️
- Market volatility impacts returns
- Lock-in period of 3 years
- Performance linked to equity markets
- Economic downturns affect growth
- Regulatory changes may impact returns
Peer Perspective
SBI ELSS Tax Saver Fund trades at a slight premium compared to peers like Axis ELSS and Mirae Asset ELSS. A rerating could occur if it demonstrates consistent margin stability and accelerates growth.
📊 Stock Investment Checklist (100 Points)
SBI ELSS Tax Saver Fund • Updated: 2025-09-29 15:37:31
-
10BusinessHighThe fund operates in a sector with potential for growth, but faces competition.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
-
10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
9GovernanceHighPromoter holding is strong, but some concerns about disclosures.
-
6DriversGoodGrowth drivers are present, but execution risks remain.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The SBI ELSS Tax Saver Fund shows potential but carries certain risks that need to be monitored closely.