SBI CRISIL IBX Gilt Index - Apr 2029 Fund(IDCW)

Ticker: mf15504
Decent 48/100

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Business Overview

The SBI CRISIL IBX Gilt Index - Apr 2029 Fund (IDCW) is a debt mutual fund that primarily invests in government securities, offering a secure investment avenue for those seeking stable returns. Ideal for conservative investors and those looking to diversify their portfolios, this fund is designed to provide capital appreciation with lower risk. Its focus on high-quality bonds makes it a reliable choice in uncertain market conditions.

  • Invests in government securities for safety
  • Ideal for conservative and risk-averse investors
  • Offers potential for capital appreciation
  • Helps diversify investment portfolios
  • Managed by SBI, a trusted financial institution

Opportunity vs Risk

Opportunities
  • Stable returns from government bonds
  • Potential for interest rate declines
  • Diversification for conservative portfolios
  • Inflation protection through gilt funds
Risks ⚠️
  • Interest rate hikes may reduce returns
  • Market volatility impacting bond prices
  • Liquidity concerns in gilt funds
  • Credit risk from underlying securities
📊 Stock Investment Checklist (100 Points)
SBI CRISIL IBX Gilt Index - Apr 2029 Fund(IDCW) • Updated: 2025-10-01 15:26:45
  • 10
    Business
    High
    The fund is in a stable sector but lacks a clear moat.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but disclosures could improve.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows potential but faces several challenges that could impact future performance.