SBI Credit Risk Fund(IDCW)

Ticker: mf15471
Decent 66/100

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Business Overview

SBI Credit Risk Fund (IDCW) is a dynamic mutual fund designed to invest primarily in credit-rated debt instruments. Ideal for investors seeking higher returns with a moderate risk appetite, this fund focuses on generating income through a diversified portfolio. It is particularly suitable for those looking to enhance their fixed-income investments while balancing risk. With SBI's strong reputation and expertise in asset management, this fund offers a reliable option for wealth creation.

  • Invests in credit-rated debt instruments
  • Ideal for moderate-risk investors
  • Focuses on generating higher returns
  • Diversified portfolio for risk management
  • Managed by SBI's experienced team
  • Backed by a trusted financial institution

Opportunity vs Risk

Opportunities
  • Strong potential for capital appreciation
  • Diversified investment across credit sectors
  • Beneficial for long-term wealth creation
  • Rising demand for credit products
Risks ⚠️
  • Market volatility affecting returns
  • Credit defaults impacting fund performance
  • Interest rate fluctuations risk
  • Regulatory changes in financial sector
📊 Stock Investment Checklist (100 Points)
SBI Credit Risk Fund(IDCW) • Updated: 2025-10-01 15:26:32
  • 10
    Business
    High
    The credit risk sector is evolving with increasing demand for credit products, but competition is intense.
  • 10
    Growth
    High
    Revenue and profit growth have been consistent, driven by expanding credit portfolios.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing stability against net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is strong, but there are some concerns regarding pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain a concern.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
SBI Credit Risk Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution challenges and market competition.