Sakthi Finance Ltd
Ticker: SAKTHIFIN
Decent
58/100
☆ Add to Watchlist
Investing Reference
Price
43.52
Market Cap
94.50
Debt/Equity
4.8303
ROE %
7.435
PB
0.4118
Promoter %
67.016
Pledge %
0.000
1Y Rev Growth %
4.092
5Y Rev Growth %
4.800
NP Margin %
7.737
NP Margin 5Y Avg %
6.499
Trading Reference
1M Return %
-3.297
6M Return %
-6.368
1Y Return %
-40.465
% Away 52W High
81.526
% Away 52W Low
3.373
Daily Volume
1173
Investment Verdict
Hold
Score 72/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 13/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Sakthi Finance Ltd is currently trading near a strong support level, with the 50-day EMA showing bullish momentum. If it breaks above the resistance level, there is a potential for significant upside in the medium term. However, if it falls below the support, there could be a downside risk.
Upside Probability: 20% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
More Options
V
Virya Resources Ltd
Virya Resources Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
B
BN Rathi Securities Ltd
The stock presents significant risks with limited growth prospects and weak financial metrics, making it a risky investment.
View details
G
Ganesha Ecoverse Ltd
Ganesha Ecoverse Ltd shows potential but faces significant challenges in growth and profitability metrics.
View details
V
Vibrant Global Capital Ltd
Vibrant Global Capital Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
A
Advik Capital Ltd
Advik Capital Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
E
Energy Development Company Ltd
The company operates in a promising sector but faces significant challenges in growth, profitability, and valuation, making it a risky investment at this time.
View details
G
Ganga Papers India Ltd
Ganga Papers India Ltd shows potential in a growing sector but faces challenges in profitability and growth consistency.
View details
T
Technichem Organics Ltd
Technichem Organics Ltd has potential in a growing sector, but faces challenges in consistent growth and market sentiment.
View details
R
Restile Ceramics Ltd
Restile Ceramics Ltd shows potential but faces significant challenges in profitability and valuation, making it a risky investment at this time.
View details
H
Haryana Capfin Ltd
Haryana Capfin Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
B
Brace Port Logistics Ltd
Brace Port Logistics Ltd presents several risks with inconsistent growth and high valuation metrics, suggesting caution for investors.
View details
S
Srivasavi Adhesive Tapes Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
R
Rexpro Enterprises Ltd
Rexpro Enterprises Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
S
Sundaram Multi Pap Ltd
Sundaram Multi Pap Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
H
Himalaya Food International Ltd
Himalaya Food International Ltd shows potential but faces challenges in growth consistency and market competition.
View details
A
Ador Multi Products Ltd
Ador Multi Products Ltd shows potential in a future-ready sector, but faces challenges in consistent growth and execution risks.
View details
Business Overview
Sakthi Finance Ltd is a prominent financial institution in India, specializing in providing vehicle financing solutions. Catering primarily to individual customers and small businesses, it plays a crucial role in empowering mobility and entrepreneurship across the nation. With a strong focus on customer satisfaction and innovative financing options, Sakthi Finance stands out in the competitive lending landscape. Its commitment to responsible lending and community development makes it a trusted partner for many.
- Established player in vehicle financing
- Focus on individual and small business customers
- Strong commitment to customer satisfaction
- Innovative and flexible financing solutions
- Contributes to mobility and entrepreneurship
- Trusted partner in the Indian financial landscape
Investment Thesis
Sakthi Finance Ltd presents a compelling investment opportunity driven by a strong promoter group with a proven track record, significant growth potential in digital services, and attractive valuations compared to its peers. This combination positions the company well for future growth and value creation.
- Strong promoter credibility enhances investor confidence.
- Digital services expansion aligns with market trends and consumer needs.
- Valuation metrics indicate potential for significant upside versus industry peers.
- Robust financial performance supports sustainable growth.
- Strategic initiatives in place to leverage emerging market opportunities.
Opportunity vs Risk
Opportunities
- Strong loan growth potential
- Diversification in financial services
- Rising demand for vehicle financing
- Expansion into rural markets
Risks ⚠️
- Economic slowdown impact
- High competition in finance sector
- Regulatory changes affecting operations
- Asset quality concerns
Peer Perspective
Sakthi Finance Ltd trades at a discount to peers like Mahindra Finance and Muthoot Finance, primarily due to concerns over margin stability. A sustained improvement in asset quality could trigger a rerating.
Future Outlook
Sakthi Finance Ltd is well-positioned for growth, provided it maintains strong execution and cost control measures. Continued focus on operational efficiency could enhance profitability and shareholder value in the evolving market.
AI FAQs for Retail Users
- Q: What does Sakthi Finance Ltd do?A: Sakthi Finance Ltd primarily offers financial services including loans and vehicle financing.
- Q: Is Sakthi Finance Ltd a good investment?A: Investment decisions should be based on thorough research and individual financial goals.
- Q: What are the risks of investing in Sakthi Finance Ltd?A: Risks include market volatility, regulatory changes, and company-specific performance factors.
- Q: How can I buy shares of Sakthi Finance Ltd?A: You can purchase shares through a registered stockbroker or an online trading platform.
- Q: What is the dividend policy of Sakthi Finance Ltd?A: Dividends depend on the company's profitability and board decisions; check recent announcements for updates.
📊 Stock Investment Checklist (100 Points)
Sakthi Finance Ltd • Updated: 2025-09-18 00:51:24
-
8BusinessHighThe finance sector is evolving with digital transformation, but competition is high.
-
10GrowthHighModerate revenue growth observed, but profit margins are inconsistent.
-
10ProfitabilityHighROE and ROCE are below industry average, indicating lower efficiency.
-
6ValuationGoodP/E and P/B ratios are higher than peers, suggesting overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity ratios are concerning.
-
5GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
-
5DriversGoodLimited growth catalysts identified; execution risks are present.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 58 / 100
• Decent
Sakthi Finance Ltd shows potential in a competitive sector, but faces challenges in profitability and valuation metrics.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 70/100
- Growth Potential: 65/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100