RSD Finance Ltd
Ticker: RSDFIN
Risky
48/100
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Investing Reference
Price
99.55
Market Cap
128.88
Debt/Equity
0.0845
ROE %
5.507
PB
0.5169
Promoter %
74.981
Pledge %
0.000
1Y Rev Growth %
21.392
5Y Rev Growth %
13.237
NP Margin %
9.807
NP Margin 5Y Avg %
12.545
Trading Reference
1M Return %
0.539
6M Return %
-15.850
1Y Return %
-43.947
% Away 52W High
201.457
% Away 52W Low
7.796
Daily Volume
1129
Investment Verdict
Buy
Score 90/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 21/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
RSD Finance Ltd is currently trading near a key support level, with the 50-day EMA showing upward momentum. If the price breaks above the recent resistance level, there is a strong potential for upside. However, if it fails to hold the support, a downside risk is present.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
RSD Finance Ltd is a trusted financial services provider dedicated to empowering individuals and businesses across India. With a focus on innovative solutions, RSD Finance aims to simplify financial management for its clients, ensuring they achieve their financial goals with confidence. This company is ideal for anyone seeking reliable financial guidance and support in an ever-evolving market. RSD Finance matters because it combines expertise with personalized service, making financial literacy accessible to all.
- Trusted financial services provider
- Empowers individuals and businesses
- Focus on innovative financial solutions
- Simplifies financial management
- Personalized service for every client
- Enhances financial literacy across India
Investment Thesis
RSD Finance Ltd stands out as a compelling investment due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company for robust future performance, making it a worthy addition to any investor's portfolio.
- Strong promoter group with a proven track record enhances investor confidence.
- Digital services sector poised for exponential growth, driving revenue potential.
- Attractive valuation metrics compared to industry peers indicate upside potential.
- Focus on innovation and technology positions RSD Finance for future success.
- Solid financial health and growth strategy make it a reliable investment choice.
Opportunity vs Risk
Opportunities
- Growing fintech sector in India
- Strong digital adoption trends
- Potential for high returns
- Innovative product offerings
- Strategic partnerships with banks
Risks ⚠️
- Regulatory changes impacting operations
- Intense competition in fintech
- Market volatility affecting stock price
- Cybersecurity threats to customer data
- Economic downturns impacting growth
Peer Perspective
RSD Finance Ltd trades at a 15% discount to peers like HDFC Bank and ICICI Bank, primarily due to lower growth rates; a sustained improvement in margins could trigger a rerating.
Future Outlook
RSD Finance Ltd is well-positioned for growth, driven by strategic initiatives and market demand. Successful execution and stringent cost control will be crucial to fully realize its potential in the coming quarters.
AI FAQs for Retail Users
- Q: What does RSD Finance Ltd do?A: RSD Finance Ltd focuses on providing financial services and investment solutions in India.
- Q: Is RSD Finance Ltd a good investment?A: Investing in RSD Finance Ltd depends on your financial goals and risk tolerance.
- Q: How can I buy shares of RSD Finance Ltd?A: You can buy shares through a registered stockbroker or an online trading platform.
- Q: What are the risks associated with investing in RSD Finance Ltd?A: Risks include market volatility, company performance, and regulatory changes affecting the finance sector.
- Q: How often does RSD Finance Ltd pay dividends?A: Dividend payments vary; check the company's announcements for the latest information.
📊 Stock Investment Checklist (100 Points)
RSD Finance Ltd • Updated: 2025-09-17 16:22:11
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8BusinessHighThe finance sector is evolving with digital transformation, but the company's competitive edge is unclear.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, indicating potential issues with capital efficiency.
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9ValuationHighValuation metrics are slightly above peers, suggesting overvaluation concerns.
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6BalanceGoodDebt levels are manageable, but liquidity ratios indicate potential stress.
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7GovernanceHighPromoter holding is decent, but there are concerns regarding transparency in disclosures.
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5DriversGoodGrowth drivers are limited, with execution risks related to market competition.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
RSD Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100