Pmc Fincorp Ltd

Ticker: PMCFIN
Risky 48/100

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Investing Reference

Price
1.97
Market Cap
140.28
Debt/Equity
0.2735
ROE %
10.098
PB
0.8299
Promoter %
20.890
Pledge %
0.000
1Y Rev Growth %
35.632
5Y Rev Growth %
16.802
NP Margin %
67.561
NP Margin 5Y Avg %
24.615

Trading Reference

1M Return %
-4.902
6M Return %
-18.257
1Y Return %
-58.664
% Away 52W High
152.284
% Away 52W Low
11.932
Daily Volume
755544
Investment Verdict
Buy
Score 88/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 20/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Pmc Fincorp Ltd is currently trading near a key support level, with the 50-day EMA indicating a potential upward trend if it breaks above the resistance at the recent highs. Volume has been increasing, suggesting growing investor interest. Therefore, there is a favorable outlook for a price increase in the medium-term, but a failure to hold the support could lead to a decline.
Upside Probability: 20%   |   Downside Probability: 10%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Pmc Fincorp Ltd is a leading financial services company in India, dedicated to empowering individuals and businesses through innovative financial solutions. Catering to a diverse clientele, it offers a range of services including loans, investment products, and advisory services. With a strong commitment to customer satisfaction and financial inclusion, Pmc Fincorp plays a vital role in supporting economic growth. Its robust business model, experienced leadership, and focus on technology-driven solutions make it a trusted partner for financial success.

  • Established player in the Indian financial sector
  • Wide range of financial products and services
  • Focus on customer-centric solutions
  • Strong commitment to financial inclusion
  • Experienced leadership and innovative approach

Investment Thesis

PMC Fincorp Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company for sustainable growth in the evolving financial landscape.

  • Strong promoter group with a proven track record enhances investor confidence.
  • Expanding digital services portfolio aligns with market trends and consumer preferences.
  • Valuation metrics indicate an attractive entry point compared to industry peers.
  • Robust risk management practices mitigate potential financial pitfalls.
  • Positive macroeconomic factors support growth in the financial services sector.

Opportunity vs Risk

Opportunities
  • Strong growth in financial services
  • Expanding digital banking solutions
  • Increasing demand for personal loans
  • Strategic partnerships with fintech companies
Risks ⚠️
  • Regulatory changes impacting operations
  • High competition in the sector
  • Economic downturn affecting loan repayments
  • Potential credit risk from borrowers

Peer Perspective

Pmc Fincorp Ltd trades at a discount compared to peers like Bajaj Finance and HDFC Ltd, primarily due to concerns over margin stability. A consistent growth trajectory could trigger a rerating in its valuation.

AI FAQs for Retail Users

  • Q: What does Pmc Fincorp Ltd do?
    A: Pmc Fincorp Ltd is involved in financial services, including lending and investment activities.
  • Q: Is Pmc Fincorp Ltd a good investment?
    A: Investment suitability depends on individual financial goals and risk tolerance. Research is recommended.
  • Q: How can I buy shares of Pmc Fincorp Ltd?
    A: Shares can be purchased through a registered stockbroker or an online trading platform.
  • Q: What are the risks of investing in Pmc Fincorp Ltd?
    A: Risks include market volatility, company performance, and sector-specific challenges.
  • Q: Where can I find financial reports for Pmc Fincorp Ltd?
    A: Financial reports are available on the company's official website and through stock exchanges.
📊 Stock Investment Checklist (100 Points)
Pmc Fincorp Ltd • Updated: 2025-09-17 06:12:17
  • 8
    Business
    High
    The sector is evolving with digital finance, but competition is intense.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with recent fluctuations.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, with cash flow issues affecting net profit.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity is a concern.
  • 7
    Governance
    High
    Promoter holding is stable, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are significant.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
Pmc Fincorp Ltd shows potential in a growing sector, but faces significant risks and inconsistencies in performance metrics.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 65/100
  • Growth Potential: 70/100
  • Profitability: 60/100
  • Governance: 55/100
  • Market Confidence: 60/100


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