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PGIM India ELSS Tax Saver Fund(IDCW)

Ticker: mf16244
Decent 68/100

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E
Edelweiss CRISIL PSU Plus SDL 50:50 Oct 2025 Index Fund(IDCW)
Score 48/100 Risky
The fund presents a risky investment opportunity with limited growth potential and concerns over profitability and market sentiment.
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U
Union Low Duration Fund(IDCW)
Score 72/100 Decent
The Union Low Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious and consider the risks involved.
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U
Union Low Duration Fund(IDCW Payout)
Score 68/100 Decent
The fund shows decent potential but has several areas of concern that need to be monitored closely.
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A
Axis Retirement Fund-Aggressive Plan(IDCW)
Score 68/100 Decent
The Axis Retirement Fund-Aggressive Plan shows decent potential with consistent growth and a solid business model, though some risks in governance and execution should be monitored.
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B
Bajaj Finserv Overnight Fund(DD-IDCW)
Score 68/100 Decent
Bajaj Finserv Overnight Fund shows potential for growth but faces challenges in profitability and valuation metrics. Caution is advised.
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B
Bajaj Finserv Overnight Fund(W-IDCW)
Score 68/100 Decent
Bajaj Finserv Overnight Fund presents a decent investment opportunity with stable sector fundamentals but faces challenges in profitability consistency and growth drivers.
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B
Bajaj Finserv Overnight Fund(M-IDCW)
Score 75/100 Strong
Bajaj Finserv Overnight Fund shows strong fundamentals and growth potential, making it a favorable investment option.
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B
Bajaj Finserv Overnight Fund(FN-IDCW)
Score 70/100 Decent
Bajaj Finserv Overnight Fund shows potential but faces challenges in growth consistency and market sentiment.
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N
Nippon India Income Plus Arbitrage Active FoF(IDCW)
Score 48/100 Risky
The fund is facing several challenges, including inconsistent growth and weak market sentiment, making it a risky investment at this time.
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B
Baroda BNP Paribas Energy Opportunities Fund(IDCW)
Score 48/100 Decent
The fund shows potential for growth in the energy sector, but investors should be cautious due to valuation concerns and execution risks.
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B
Baroda BNP Paribas Overnight Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and manageable risks, but lacks strong competitive advantages.
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B
Baroda BNP Paribas Overnight Fund(W-IDCW)
Score 66/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
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P
PGIM India Large and Mid Cap Fund(IDCW)
Score 68/100 Decent
The fund shows potential for moderate growth but carries certain risks that need to be monitored closely.
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F
Franklin India NSE Nifty 50 Index Fund(IDCW)
Score 48/100 Decent
The fund shows decent potential due to its diversified portfolio and consistent growth, but faces risks from market volatility and valuation concerns.
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F
Franklin India NSE Nifty 50 Index Fund(IDCW Payout)
Score 70/100 Decent
The Franklin India NSE Nifty 50 Index Fund shows a decent score across various metrics, indicating a stable investment option with moderate growth potential.
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A
Axis Nifty 50 Index Fund(IDCW)
Score 56/100 Decent
The Axis Nifty 50 Index Fund shows decent potential for growth with a diversified portfolio, but investors should be cautious of market volatility and execution risks.
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Business Overview

PGIM India ELSS Tax Saver Fund (IDCW) is a tax-saving mutual fund designed for investors looking to maximize their returns while benefiting from tax deductions under Section 80C. This fund is ideal for individuals aiming for long-term wealth creation alongside tax efficiency. With a diversified portfolio, it balances risk and potential returns effectively, making it a prudent choice for both new and seasoned investors. By investing in this fund, you not only secure your financial future but also enjoy the added advantage of tax savings.

  • Tax benefits under Section 80C
  • Long-term wealth creation
  • Diversified investment portfolio
  • Managed by experienced professionals
  • Ideal for new and seasoned investors

Investment Thesis

PGIM India ELSS Tax Saver Fund stands out due to its strong promoter credibility, robust digital services growth, and attractive valuation compared to peers. This fund offers a compelling opportunity for investors seeking tax benefits while capitalizing on India's economic growth.

  • Backed by PGIM, a global investment management leader with a strong track record.
  • Significant growth potential in digital services, aligning with India's tech-driven economy.
  • Valuation metrics indicate an attractive entry point compared to similar funds.
  • Focus on long-term wealth creation through disciplined investment strategies.
  • Offers tax-saving benefits under Section 80C, enhancing overall returns.

Opportunity vs Risk

Opportunities
  • Tax benefits on investments
  • Potential for long-term capital growth
  • Diversification across equity markets
  • Professional fund management
  • Regular SIP options available
Risks ⚠️
  • Market volatility affects returns
  • Lock-in period of 3 years
  • Performance depends on equity market
  • Economic downturn impacts growth
  • Management fees reduce overall returns

Peer Perspective

PGIM India ELSS Tax Saver Fund trades at a slight premium compared to peers like Axis Long Term Equity Fund and Mirae Asset Tax Saver Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
PGIM India ELSS Tax Saver Fund(IDCW) • Updated: 2025-10-01 06:56:13
  • 10
    Business
    High
    The sector is evolving with a focus on sustainable investments, but faces competition.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is strong, but there are minor concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain high.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential for moderate growth, but investors should be cautious of market volatility and execution risks.