PGIM India Balanced Advantage Fund(IDCW)

Ticker: mf16035
Decent 68/100

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Business Overview

PGIM India Balanced Advantage Fund (IDCW) is a dynamic investment solution designed to balance growth and stability. Ideal for investors seeking long-term wealth creation with a moderate risk profile, this fund adjusts its equity and debt exposure based on market conditions. It matters because it offers a strategic approach to investing, aiming to maximize returns while minimizing risks. With professional management and a focus on asset allocation, this fund is a reliable choice for those looking to enhance their investment portfolio.

  • Dynamic asset allocation between equity and debt
  • Ideal for moderate risk investors
  • Professional management by experienced fund managers
  • Focus on long-term wealth creation
  • Aims to minimize risks while maximizing returns

Investment Thesis

PGIM India Balanced Advantage Fund stands out due to its robust promoter credibility and a strong track record in fund management. The digital services sector is poised for significant growth, providing ample opportunities for capital appreciation. Additionally, its attractive valuation compared to peers makes it a compelling choice for retail investors seeking balanced exposure.

  • Backed by PGIM, a reputable global investment management firm.
  • Strong historical performance with a focus on risk-adjusted returns.
  • Digital services growth presents a lucrative investment landscape.
  • Attractive valuation metrics compared to industry peers.
  • Ideal for investors seeking a balanced approach to equity and debt.

Opportunity vs Risk

Opportunities
  • Diversified investment across asset classes
  • Potential for stable returns
  • Suitable for risk-averse investors
  • Tax benefits on long-term gains
Risks ⚠️
  • Market volatility impacts returns
  • Management fees may reduce profits
  • Performance linked to equity markets
  • Limited liquidity in certain conditions
📊 Stock Investment Checklist (100 Points)
PGIM India Balanced Advantage Fund(IDCW) • Updated: 2025-10-01 06:55:16
  • 10
    Business
    High
    The fund operates in a sector that is adapting to changing market conditions, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been inconsistent, with fluctuations in performance.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing some volatility compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics like P/E and P/B are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    The balance sheet shows manageable debt levels, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns regarding transparency in disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in scaling operations.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential but faces challenges in growth consistency and valuation, making it a cautious investment.