P N Gadgil Jewellers Ltd

Ticker: PNGJL
Risky 48/100

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Investing Reference

Price
646.35
Market Cap
8771.51
Debt/Equity
0.5987
ROE %
20.903
PB
5.6447
Promoter %
83.113
Pledge %
0.000
1Y Rev Growth %
26.300
5Y Rev Growth %
25.254
NP Margin %
2.824
NP Margin 5Y Avg %
1.768

Trading Reference

1M Return %
7.107
6M Return %
18.001
1Y Return %
-15.055
% Away 52W High
28.413
% Away 52W Low
36.418
Daily Volume
193037
Investment Verdict
Risky
Score 59/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Avoid
Score 54/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

P N Gadgil Jewellers Ltd is currently trading near a strong support level, with the 50-day EMA indicating a bullish trend. If the stock can maintain above this support, there is a potential upside of approximately 15% in the medium term. However, if it breaks below this support, a downside risk of around 10% could materialize.
Upside Probability: 15%   |   Downside Probability: 10%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

P N Gadgil Jewellers Ltd is a renowned name in the Indian jewellery industry, celebrated for its exquisite craftsmanship and rich heritage. Catering to diverse customer needs, from traditional to contemporary designs, the brand embodies elegance and quality. With a commitment to ethical sourcing and customer satisfaction, P N Gadgil ensures that every piece tells a story. This makes it a preferred choice for weddings, festivals, and special occasions, reinforcing its significance in Indian culture.

  • Established legacy since 1832
  • Wide range of traditional and modern designs
  • Commitment to ethical sourcing
  • Exceptional craftsmanship and quality
  • Strong customer satisfaction focus
  • Trusted choice for celebrations and milestones

Investment Thesis

P N Gadgil Jewellers Ltd stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. The company's legacy in the jewellery industry combined with its strategic digital expansion positions it well for future growth, making it a compelling investment opportunity.

  • Strong promoter group with a long-standing reputation in the jewellery sector.
  • Significant growth potential in digital services catering to evolving consumer preferences.
  • Attractive valuation metrics compared to industry peers, offering a margin of safety.
  • Established brand loyalty and customer trust enhance competitive advantage.
  • Strategic focus on expanding market presence through innovative retail strategies.

Opportunity vs Risk

Opportunities
  • Growing demand for gold jewelry
  • Expansion into tier-2 cities
  • Strong online sales growth
  • Brand loyalty among customers
Risks ⚠️
  • Fluctuating gold prices
  • Intense competition in retail
  • Economic downturn impacts spending
  • Regulatory changes affecting imports

Peer Perspective

P N Gadgil Jewellers Ltd trades at a 15% discount to peers like Titan and Kalyan Jewellers, with potential for rerating contingent on achieving consistent margin stability and enhanced growth in market share.

Future Outlook

P N Gadgil Jewellers Ltd is well-positioned for growth, driven by increasing demand for gold and jewelry. However, successful execution of expansion plans and effective cost control will be crucial to sustain profitability.

AI FAQs for Retail Users

  • Q: What does P N Gadgil Jewellers Ltd do?
    A: P N Gadgil Jewellers Ltd is a retailer specializing in gold and diamond jewelry.
  • Q: Is P N Gadgil Jewellers Ltd listed on stock exchanges?
    A: Yes, P N Gadgil Jewellers Ltd is listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE).
  • Q: What factors can affect the stock price?
    A: Stock prices can be influenced by market trends, consumer demand, gold prices, and overall economic conditions.
  • Q: How can I invest in P N Gadgil Jewellers Ltd?
    A: You can invest through a brokerage account by purchasing shares on the BSE or NSE.
  • Q: What should I consider before investing?
    A: Consider your financial goals, risk tolerance, and do thorough research on the company's performance.
📊 Stock Investment Checklist (100 Points)
P N Gadgil Jewellers Ltd • Updated: 2025-09-17 06:03:36
  • 10
    Business
    High
    The jewellery sector is growing but faces competition and regulatory challenges.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in demand.
  • 8
    Profitability
    High
    ROE and ROCE are moderate, with cash flow not consistently exceeding net profit.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable but liquidity ratios are concerning.
  • 7
    Governance
    High
    Promoter holding is strong, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks in expanding market presence.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
P N Gadgil Jewellers Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 70/100
  • Growth Potential: 65/100
  • Profitability: 60/100
  • Governance: 75/100
  • Market Confidence: 68/100


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