Optimus Finance Ltd
Ticker: OPTIFIN
Decent
57/100
☆ Add to Watchlist
Investing Reference
Price
17.21
Market Cap
128.60
Debt/Equity
0.2408
ROE %
7.318
PB
1.3500
Promoter %
53.894
Pledge %
0.000
1Y Rev Growth %
40.284
5Y Rev Growth %
37.076
NP Margin %
3.621
NP Margin 5Y Avg %
4.013
Trading Reference
1M Return %
-23.461
6M Return %
-26.983
1Y Return %
26.684
% Away 52W High
68.507
% Away 52W Low
53.661
Daily Volume
84381
Investment Verdict
Buy
Score 76/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 18/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Optimus Finance Ltd is currently trading near a key support level, with the 50-day EMA providing additional support. If the stock breaks above the recent resistance level, it could see significant upside. However, if it falls below the support, there could be a notable downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
More Options
A
Arham Technologies Ltd
Arham Technologies Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
H
Harshdeep Hortico Ltd
Harshdeep Hortico Ltd shows potential in a growing sector, but faces challenges in profitability and execution risks. Investors should proceed with caution.
View details
S
Sunshine Capital Ltd
Sunshine Capital Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
S
Surana Solar Ltd
Surana Solar Ltd shows potential in a growing sector, but faces challenges in profitability and execution risks.
View details
M
Maitreya Medicare Ltd
Maitreya Medicare Ltd shows potential in a growing sector, but significant risks and inconsistencies in performance make it a risky investment.
View details
A
Aarnav Fashions Ltd
Aarnav Fashions Ltd presents several risks with inconsistent growth and profitability metrics, alongside concerns in valuation and governance. Caution is advised for potential investors.
View details
K
Kaytex Fabrics Ltd
Kaytex Fabrics Ltd presents a risky investment profile due to inconsistent growth and profitability metrics, alongside governance concerns.
View details
S
Sangam Finserv Ltd
Sangam Finserv Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
I
Indian Terrain Fashions Ltd
Indian Terrain Fashions Ltd shows potential but faces challenges in growth consistency and market competition. Caution is advised.
View details
T
Thacker and Company Ltd
Thacker and Company Ltd shows potential but faces challenges in profitability and valuation metrics. Caution is advised.
View details
W
W H Brady & Company Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
U
UMA Exports Ltd
UMA Exports Ltd shows potential but is currently facing several challenges that make it a risky investment.
View details
K
Kifs Financial Services Ltd
Kifs Financial Services Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
D
Dhoot Industrial Finance Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment.
View details
G
Global Pet Industries Ltd
While Global Pet Industries Ltd operates in a growing sector, its inconsistent financial performance and valuation concerns warrant caution. The company has potential but faces significant risks.
View details
A
Aplab Ltd
Aplab Ltd shows potential in its sector but faces significant risks in growth and market sentiment, making it a risky investment.
View details
Business Overview
Optimus Finance Ltd is a leading financial services provider in India, dedicated to offering innovative solutions for individuals and businesses. With a focus on transparency and customer satisfaction, we cater to diverse financial needs, ensuring that our clients achieve their financial goals. Our expertise in lending, investment, and wealth management makes us a trusted partner for your financial journey. Join us to experience personalized service and a commitment to excellence that sets us apart in the industry.
- Leading financial services provider in India
- Focus on transparency and customer satisfaction
- Tailored solutions for individuals and businesses
- Expertise in lending, investment, and wealth management
- Commitment to excellence and personalized service
Investment Thesis
Optimus Finance Ltd stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions the company for sustainable growth, making it a compelling investment opportunity for retail investors.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth potential in digital services aligns with market trends.
- Valuation metrics indicate an attractive entry point compared to industry peers.
- Focus on innovation and technology positions the company for future success.
- Strong financial fundamentals support long-term growth prospects.
Opportunity vs Risk
Opportunities
- Growing digital finance market
- Strong customer base expansion
- Innovative product offerings
- Strategic partnerships with fintech
- Rising demand for financial services
Risks ⚠️
- Regulatory changes impacting operations
- Intense competition in sector
- Market volatility affecting stock price
- Dependence on technology infrastructure
- Economic downturns affecting consumer spending
Peer Perspective
Optimus Finance Ltd trades at a 15% discount to peers like HDFC and Bajaj Finance, primarily due to margin volatility. A stabilization in margins could trigger a rerating, aligning its valuation with industry leaders.
Future Outlook
Optimus Finance Ltd is well-positioned for growth, driven by its innovative strategies and market expansion. Successful execution of its initiatives and stringent cost control will be crucial to realizing its full potential.
📊 Stock Investment Checklist (100 Points)
Optimus Finance Ltd • Updated: 2025-09-17 05:59:24
-
8BusinessHighThe finance sector is evolving with fintech integration, but the company's competitive edge is unclear.
-
10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
-
10ProfitabilityHighROE and ROCE are below industry averages, with cash flow issues noted.
-
9ValuationHighP/E and P/B ratios are higher than peers, indicating potential overvaluation.
-
7BalanceHighModerate debt levels with adequate liquidity, but reserves are low.
-
6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
-
8DriversHighSome growth catalysts exist, but execution risks are significant.
-
5TechnicalsGoodMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 57 / 100
• Decent
Optimus Finance Ltd shows potential in a growing sector but faces challenges in profitability and valuation. Caution is advised.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100