Nippon India FMP-XLIV-1-1743D(IDCW)

Ticker: mf17452
Decent 68/100

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Business Overview

Nippon India FMP-XLIV-1-1743D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking to invest in debt securities with a low-risk profile, making it suitable for both new and seasoned investors. With a focus on capital preservation and predictable income, it serves as a reliable choice for financial planning. The fund's structured approach ensures transparency and discipline in investment management.

  • Targeted at conservative investors
  • Focus on capital preservation
  • Invests in low-risk debt securities
  • Structured for predictable income
  • Ideal for financial planning
  • Managed by a trusted fund house

Investment Thesis

Nippon India FMP-XLIV-1-1743D offers a compelling investment opportunity, backed by a strong promoter group and credible management. The fund's focus on digital services positions it well for growth in the evolving financial landscape, while its attractive valuation compared to peers enhances its appeal for retail investors seeking stable returns.

  • Strong backing from Nippon Life Insurance, ensuring credibility and stability.
  • Focused on digital services, tapping into the growing fintech sector.
  • Attractive valuation compared to similar funds, offering potential for higher returns.
  • Robust risk management strategies in place to protect investor interests.
  • Consistent performance track record, instilling confidence among investors.

Peer Perspective

Nippon India FMP-XLIV-1-1743D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A stable margin and consistent growth could trigger a rerating, aligning it closer to industry leaders.
📊 Stock Investment Checklist (100 Points)
Nippon India FMP-XLIV-1-1743D(IDCW) • Updated: 2025-10-01 06:48:12
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a clear competitive advantage.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit growth has been inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is not consistently strong.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth drivers identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential but faces challenges in growth consistency and valuation metrics. Caution is advised.