Nalin Lease Finance Ltd
Ticker: NLFL
Risky
48/100
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Investing Reference
Price
46.67
Market Cap
30.61
Debt/Equity
0.0434
ROE %
10.601
PB
0.8730
Promoter %
71.897
Pledge %
0.000
1Y Rev Growth %
-5.563
5Y Rev Growth %
6.693
NP Margin %
48.356
NP Margin 5Y Avg %
49.067
Trading Reference
1M Return %
-9.383
6M Return %
-35.628
1Y Return %
-48.488
% Away 52W High
114.013
% Away 52W Low
1.457
Daily Volume
2458
Investment Verdict
Buy
Score 90/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 21/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Nalin Lease Finance Ltd is currently trading near its support level, with recent volume indicating potential accumulation. If it breaks above the resistance level, it could see a bullish trend supported by the 50-day EMA. However, failure to hold the support may lead to a downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Nalin Lease Finance Ltd is a prominent player in the Indian financial services sector, specializing in providing leasing and finance solutions tailored for businesses of all sizes. With a commitment to fostering growth, the company supports enterprises in acquiring essential assets without the burden of upfront costs. This makes it an ideal partner for startups and established firms alike, seeking flexibility in financing. Nalin Lease Finance Ltd stands out for its customer-centric approach, transparent processes, and a strong track record of reliability in the leasing market.
- Specializes in leasing and finance solutions
- Supports businesses of all sizes
- Ideal for startups and established firms
- Customer-centric approach
- Transparent and reliable processes
- Strong track record in the leasing market
Investment Thesis
Nalin Lease Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company well for future expansion and profitability.
- Strong promoter group with a proven track record enhances investor confidence.
- Digital services segment shows robust growth potential, tapping into the tech-savvy market.
- Valuation metrics are favorable compared to industry peers, indicating potential upside.
- Strategic initiatives in place to leverage market opportunities and drive revenue.
- Commitment to transparency and corporate governance fosters trust among investors.
Opportunity vs Risk
Opportunities
- Growing demand for leasing services
- Expansion into new markets
- Strong management team
- Potential for high dividend yields
- Increasing digital adoption in finance
Risks ⚠️
- Economic downturn affecting leasing
- Regulatory changes impacting operations
- High competition in finance sector
- Interest rate fluctuations
- Dependence on customer creditworthiness
Peer Perspective
Nalin Lease Finance Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, primarily due to lower growth rates; a shift towards margin stability could trigger a rerating in its valuation.
Future Outlook
Nalin Lease Finance Ltd shows promising potential for growth, driven by strategic initiatives and market positioning; however, successful execution and effective cost control will be crucial to fully realize these opportunities.
AI FAQs for Retail Users
- Q: What does Nalin Lease Finance Ltd do?A: Nalin Lease Finance Ltd primarily provides leasing and financing services to various sectors.
- Q: Is Nalin Lease Finance Ltd a good investment?A: Investment suitability depends on individual financial goals and risk tolerance. Research is recommended.
- Q: What are the risks associated with investing in this stock?A: Risks include market volatility, sector performance, and company-specific challenges.
- Q: How can I buy shares of Nalin Lease Finance Ltd?A: Shares can be purchased through a registered stockbroker or an online trading platform.
- Q: What is the dividend policy of Nalin Lease Finance Ltd?A: Dividend payments vary and depend on company performance and board decisions.
📊 Stock Investment Checklist (100 Points)
Nalin Lease Finance Ltd • Updated: 2025-09-17 15:59:38
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8BusinessHighThe sector is evolving with a focus on financial services, but competition is intense.
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10GrowthHighRevenue growth has been inconsistent, with fluctuating profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, indicating lower efficiency.
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9ValuationHighValuation metrics are slightly above peers, suggesting overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity ratios are concerning.
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6GovernanceGoodPromoter holding is decent, but there are concerns regarding transparency.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
Nalin Lease Finance Ltd shows potential in a growing sector, but faces significant challenges in growth consistency and profitability, making it a risky investment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 60/100
- Growth Potential: 55/100
- Profitability: 50/100
- Governance: 65/100
- Market Confidence: 58/100