Motilal Oswal Liquid Fund(FN-IDCW)

Ticker: mf15867
Decent 68/100

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Business Overview

Motilal Oswal Liquid Fund (FN-IDCW) is a debt mutual fund designed for investors seeking a safe and liquid investment option. Ideal for those looking to park their short-term funds while earning better returns than traditional savings accounts, this fund invests primarily in short-term debt and money market instruments. It is perfect for risk-averse investors or those needing quick access to their capital. With a focus on capital preservation and liquidity, this fund is a smart choice for managing cash flows effectively.

  • Safe and liquid investment option
  • Ideal for short-term investment needs
  • Focus on capital preservation
  • Invests in short-term debt instruments
  • Suitable for risk-averse investors
  • Offers better returns than savings accounts

Investment Thesis

Motilal Oswal Liquid Fund stands out due to its strong promoter credibility and robust digital service growth. With a focus on liquidity and capital preservation, it offers attractive valuations compared to its peers, making it a compelling choice for retail investors seeking stability and growth in their portfolios.

  • Backed by a reputable promoter group with a proven track record.
  • Strong growth potential in digital financial services enhances fund performance.
  • Attractive valuation metrics compared to industry peers, ensuring better returns.
  • Focus on liquidity and risk management appeals to conservative investors.
  • Consistent performance history boosts investor confidence.

Peer Perspective

Motilal Oswal Liquid Fund trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur with sustained margin stability and improved liquidity management.
📊 Stock Investment Checklist (100 Points)
Motilal Oswal Liquid Fund(FN-IDCW) • Updated: 2025-10-01 06:40:42
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is strong, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low momentum.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.