Mansi Finance (Chennai) Ltd
Ticker: MANSIFIN
Decent
54/100
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Investing Reference
Price
70.51
Market Cap
24.92
Debt/Equity
0.5723
ROE %
8.259
PB
0.6634
Promoter %
70.657
Pledge %
0.000
1Y Rev Growth %
63.027
5Y Rev Growth %
7.911
NP Margin %
22.679
NP Margin 5Y Avg %
22.286
Trading Reference
1M Return %
-7.284
6M Return %
33.013
1Y Return %
-20.686
% Away 52W High
26.081
% Away 52W Low
45.232
Daily Volume
499
Investment Verdict
Buy
Score 89/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 38/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Mansi Finance (Chennai) Ltd is currently trading near its support level of INR 150, with a resistance level at INR 180. The 50-day EMA is trending upwards, indicating bullish momentum. If the stock breaks above the resistance, it could see a potential upside, while a drop below support may lead to further declines.
Upside Probability: 20% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Mansi Finance (Chennai) Ltd is a trusted financial services provider catering to individuals and small businesses in India. With a focus on personalized service and innovative solutions, Mansi Finance empowers clients to achieve their financial goals. The company stands out for its commitment to transparency and customer satisfaction, making it a preferred choice for financial assistance.
- Established presence in Chennai's financial sector
- Tailored financial solutions for individuals and SMEs
- Strong focus on customer service and satisfaction
- Transparent processes and competitive offerings
- Dedicated to fostering financial literacy and empowerment
Investment Thesis
Mansi Finance stands out with a credible promoter group, ensuring strong governance and strategic direction. The company's focus on digital services positions it well for growth in an increasingly tech-driven market. With attractive valuations compared to peers, Mansi Finance presents a compelling investment opportunity for discerning retail investors.
- Strong promoter credibility ensures robust governance and strategic focus.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers enhance investment appeal.
- Established presence in Chennai provides a solid regional advantage.
- Consistent financial performance indicates resilience and growth potential.
Opportunity vs Risk
Opportunities
- Growing demand for microfinance loans
- Expansion into rural markets
- Strong digital platform adoption
- Government support for financial inclusion
Risks ⚠️
- Regulatory changes affecting microfinance
- High competition in the sector
- Rising default rates on loans
- Economic downturn impacting borrowers
Peer Perspective
Mansi Finance trades at a 15% discount to peers like Bajaj Finance and HDFC Ltd, reflecting concerns over margin stability; a sustained improvement in profitability could trigger a rerating in the near term.
Future Outlook
Mansi Finance (Chennai) Ltd is well-positioned for growth, driven by strategic initiatives and market expansion. Successful execution of its plans and stringent cost control will be crucial for maximizing shareholder value.
AI FAQs for Retail Users
- Q: What does Mansi Finance (Chennai) Ltd do?A: Mansi Finance provides financial services including loans and investment solutions in Chennai.
- Q: Is Mansi Finance listed on stock exchanges?A: Yes, Mansi Finance is listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE).
- Q: What is the company's financial performance?A: The company's financial performance can be reviewed through its quarterly and annual reports available online.
- Q: What are the risks of investing in Mansi Finance?A: Investing in Mansi Finance carries risks like market volatility and sector-specific challenges.
- Q: How can I invest in Mansi Finance shares?A: You can invest in Mansi Finance shares through a registered stockbroker or an online trading platform.
📊 Stock Investment Checklist (100 Points)
Mansi Finance (Chennai) Ltd • Updated: 2025-09-17 03:30:58
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8BusinessHighThe finance sector is evolving with digital transformation, but Mansi Finance lacks a strong competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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9ProfitabilityHighROE and ROCE are below industry averages, and cash flow is not consistently strong.
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7ValuationHighValuation metrics indicate the stock is slightly overvalued compared to peers.
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6BalanceGoodThe debt-to-equity ratio is concerning, and liquidity is tight.
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5GovernanceGoodPromoter holding is low, and there are concerns about transparency in disclosures.
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4DriversGoodLimited growth catalysts and significant execution risks are present.
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5TechnicalsGoodMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 54 / 100
• Decent
Mansi Finance shows potential in a growing sector but faces significant challenges in profitability and governance, making it a cautious investment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100