Mahindra Manulife Liquid Fund(DD-IDCW)

Ticker: mf15901
Decent 68/100

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Business Overview

Mahindra Manulife Liquid Fund (DD-IDCW) is a short-term investment option designed for investors seeking liquidity and capital preservation. Ideal for risk-averse individuals and those looking to park their funds for a short duration, this fund offers a safe avenue for wealth management. It provides competitive returns while ensuring easy access to your money.

  • Designed for short-term investors
  • Focuses on capital preservation
  • Offers high liquidity
  • Ideal for risk-averse individuals
  • Provides competitive returns
  • Managed by experienced professionals

Investment Thesis

Mahindra Manulife Liquid Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuations compared to peers. This fund offers a reliable investment avenue for retail investors seeking stability and growth in a dynamic market.

  • Backed by the reputable Mahindra Group, ensuring trust and reliability.
  • Significant growth potential in digital services, catering to evolving investor needs.
  • Competitive expense ratios and returns compared to industry peers.
  • Focus on liquidity and capital preservation, ideal for conservative investors.
  • Strong track record of performance, enhancing investor confidence.

Opportunity vs Risk

Opportunities
  • Stable returns in liquid assets
  • Low expense ratio
  • High liquidity for investors
  • Tax-efficient investment option
Risks ⚠️
  • Interest rate fluctuations
  • Market volatility impact
  • Credit risk from underlying securities
  • Limited capital appreciation potential

Peer Perspective

Mahindra Manulife Liquid Fund trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur if it demonstrates consistent margin stability and improved liquidity management.
📊 Stock Investment Checklist (100 Points)
Mahindra Manulife Liquid Fund(DD-IDCW) • Updated: 2025-10-01 15:07:50
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and valuation metrics.