LIC MF Banking & PSU Fund
Ticker: mf12912
Decent
68/100
☆ Add to Watchlist
More Options
A
Axis Nifty 100 Index Fund
The Axis Nifty 100 Index Fund is a decent investment option with a diversified portfolio and consistent growth, but investors should be cautious of market volatility.
View details
B
Bandhan Large Cap Fund
The fund shows potential but has several risks that could impact performance.
View details
H
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
The fund shows several weaknesses in growth potential and market sentiment, making it a risky investment.
View details
A
Axis Strategic Bond Fund
The Axis Strategic Bond Fund shows decent potential but faces challenges in profitability and growth consistency.
View details
K
Kotak Special Opportunities Fund
The Kotak Special Opportunities Fund shows decent potential with consistent growth and profitability metrics, but caution is advised due to execution risks and valuation concerns.
View details
F
Franklin India Technology Fund
The fund shows decent potential with consistent growth, but faces challenges in valuation and execution risks.
View details
M
Mirae Asset Balanced Advantage Fund
The Mirae Asset Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk management.
View details
O
Old Bridge Focused Fund
The fund shows potential but faces challenges in growth consistency and profitability metrics.
View details
K
Kotak Multi Asset Omni FOF
The Kotak Multi Asset Omni FOF shows decent potential with a balanced approach to growth and risk management, making it a reasonable investment option.
View details
I
ICICI Pru PSU Equity Fund
The ICICI Pru PSU Equity Fund shows decent potential but faces challenges in profitability and valuation. Investors should be cautious.
View details
N
Nippon India Gilt Fund-DMDO
The Nippon India Gilt Fund-DMDO shows decent potential but faces challenges in profitability and valuation metrics.
View details
N
Nippon India Gilt Fund
The Nippon India Gilt Fund shows decent potential but faces challenges in profitability and liquidity. Investors should be cautious.
View details
I
ICICI Pru BSE Sensex Index Fund
The ICICI Pru BSE Sensex Index Fund presents a decent investment opportunity, reflecting the overall market performance with a balanced risk profile.
View details
M
Mirae Asset Low Duration Fund
The fund shows moderate potential but faces challenges in profitability and growth drivers.
View details
N
Nippon India Nifty Midcap 150 Index Fund
The Nippon India Nifty Midcap 150 Index Fund shows potential for growth but carries certain risks that investors should consider.
View details
S
SBI Magnum Constant Maturity Fund
The fund shows decent potential with stable growth and manageable risks, but investors should be cautious of execution challenges.
View details
Business Overview
LIC MF Banking & PSU Fund is a mutual fund focused on investments in banking and public sector undertakings. Designed for conservative investors seeking stable returns, this fund leverages the strength of India's financial and public sectors. It aims to provide capital appreciation while maintaining a balanced risk profile. With a strong management team and a disciplined investment approach, this fund is ideal for those looking to diversify their portfolio with a focus on safety and growth.
- Invests primarily in banking and PSU stocks
- Ideal for conservative investors
- Focus on capital appreciation
- Managed by experienced professionals
- Diversifies portfolio with stable sectors
Investment Thesis
LIC MF Banking & PSU Fund stands out due to its strong promoter credibility, robust growth potential in digital services, and attractive valuation compared to peers. This makes it a compelling choice for investors looking to capitalize on the expanding banking and PSU sectors.
- Strong backing from LIC, enhancing trust and reliability.
- Significant growth potential in digital banking services.
- Attractive valuation metrics compared to industry peers.
- Focus on stable and high-quality PSU investments.
- Diversified portfolio with a balanced risk-return profile.
📊 Stock Investment Checklist (100 Points)
LIC MF Banking & PSU Fund • Updated: 2025-09-29 16:14:17
-
10BusinessHighBanking and PSU sectors are essential and have growth potential, but face regulatory challenges.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
-
10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighModerate debt levels, but liquidity is adequate.
-
6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
-
5DriversGoodGrowth drivers exist, but execution risks are significant.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The LIC MF Banking & PSU Fund shows decent potential with moderate risks. While it operates in a future-ready sector, challenges in profitability and valuation metrics warrant caution.