Kotak Savings Fund(M-IDCW)
Ticker: mf14370
Decent
68/100
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S
SBI Magnum Low Duration Fund(W-IDCW Payout)
The fund shows decent potential but faces challenges in profitability and growth drivers.
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S
SBI Magnum Low Duration Fund(M-IDCW Payout)
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.
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S
SBI Magnum Low Duration Fund(FN-IDCW Payout)
The fund shows decent potential with stable growth and profitability metrics, though some risks remain.
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S
SBI Magnum Low Duration Fund(FN-IDCW)
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
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S
SBI Magnum Low Duration Fund(W-IDCW)
The fund shows potential for moderate returns but carries certain risks that investors should consider.
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S
SBI Magnum Low Duration Fund(M-IDCW)
The fund shows decent potential with stable growth and profitability metrics, but faces challenges in liquidity and governance disclosures.
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S
SBI Magnum Low Duration Fund(DD-IDCW)
The fund shows decent potential with stable growth and profitability metrics, but some risks in execution and liquidity should be monitored.
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N
Nippon India Arbitrage Fund(M-IDCW)
The fund shows decent potential with stable operations, but growth drivers are limited and technicals are weak.
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N
Nippon India Arbitrage Fund(IDCW)
The Nippon India Arbitrage Fund shows decent potential with stable growth and manageable risks, but investors should remain cautious about execution challenges.
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D
DSP Large & Mid Cap Fund(IDCW)
The DSP Large & Mid Cap Fund shows decent potential with consistent growth and manageable risks, though some concerns regarding governance and execution risks should be monitored.
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D
DSP Large & Mid Cap Fund(IDCW-Reinv)
The DSP Large & Mid Cap Fund shows potential but carries several risks that may affect future performance. Investors should proceed with caution.
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I
ICICI Pru Multicap Fund(IDCW-Payout)
The fund shows a decent potential for growth with a solid foundation, but investors should remain cautious of execution risks.
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I
ICICI Pru Multicap Fund(IDCW)
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution risks and liquidity issues.
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A
Aditya Birla SL ELSS Tax Saver Fund(IDCW)
The fund shows potential for growth with a decent risk profile, but investors should be cautious of execution risks.
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A
Aditya Birla SL ELSS Tax Saver Fund(IDCW-Reinv)
The fund shows decent potential with a stable growth trajectory and reasonable valuations, making it a viable option for investors seeking tax-saving avenues.
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N
Nippon India ELSS Tax Saver Fund(A-IDCW)
The fund shows decent potential with consistent growth and profitability metrics, but caution is advised due to valuation concerns.
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Business Overview
Kotak Savings Fund (M-IDCW) is a well-structured debt mutual fund designed for conservative investors seeking stable returns. It primarily invests in high-quality debt instruments, making it suitable for those looking to preserve capital while earning reasonable income. This fund is ideal for individuals aiming for short to medium-term financial goals, providing liquidity and low risk. With a focus on safety and consistent performance, it stands out as a reliable choice in the Indian mutual fund landscape.
- Designed for conservative investors
- Focuses on high-quality debt instruments
- Ideal for short to medium-term goals
- Offers liquidity and low risk
- Consistent performance and stability
Investment Thesis
Kotak Savings Fund (M-IDCW) stands out due to its robust backing from the reputable Kotak Mahindra Group, ensuring credibility and stability. The fund is well-positioned to capitalize on the growing demand for digital financial services. With attractive valuations compared to its peers, it presents a compelling investment opportunity for retail investors seeking growth and security.
- Strong backing from the credible Kotak Mahindra Group enhances trust.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers bolster investment appeal.
- Consistent performance track record supports long-term investment viability.
- Focus on customer-centric solutions enhances competitive advantage.
Opportunity vs Risk
Opportunities
- Digital CX growth in healthcare/finance
- Global client base
- Backed by strong group
- Attractive valuation
Risks ⚠️
- Inconsistent earnings trend
- Weak ROE/ROCE vs peers
- Promoter pledging, low liquidity
- Execution risk on contracts
Peer Perspective
Kotak Savings Fund trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur if it demonstrates consistent margin stability and improved growth metrics.
📊 Stock Investment Checklist (100 Points)
Kotak Savings Fund(M-IDCW) • Updated: 2025-10-01 03:46:16
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10BusinessHighThe fund operates in a stable sector with a clear investment model, but faces competition.
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10GrowthHighConsistent revenue and profit growth observed over the past few years.
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10ProfitabilityHighHealthy ROE and ROCE, but OCF is slightly lower than net profit.
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8ValuationHighValuation metrics are reasonable compared to peers, but not compelling.
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7BalanceHighStrong balance sheet with low debt and good liquidity.
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6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The Kotak Savings Fund shows decent potential with consistent growth and a solid balance sheet, but faces some execution risks and governance concerns.