JM Financial Ltd
Ticker: JMFINANCIL
Decent
48/100
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Investing Reference
Price
177.95
Market Cap
17015.87
Debt/Equity
1.1248
ROE %
7.717
PB
1.6633
Promoter %
56.511
Pledge %
0.000
1Y Rev Growth %
-7.850
5Y Rev Growth %
5.214
NP Margin %
18.445
NP Margin 5Y Avg %
16.725
Trading Reference
1M Return %
-3.802
6M Return %
82.401
1Y Return %
12.434
% Away 52W High
12.279
% Away 52W Low
121.883
Daily Volume
2281455
Investment Verdict
Hold
Score 73/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 44/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
JM Financial Ltd is currently trading near a key support level, with the 50-day EMA showing a bullish crossover with the 200-day EMA. Volume has been increasing, indicating strong buying interest. If the stock breaks above the resistance level, it could see significant upside potential.
Upside Probability: 20% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
JM Financial Ltd is a prominent financial services firm in India, catering to a diverse clientele including individuals, corporations, and institutions. With a strong reputation for integrity and expertise, the company offers a wide range of services such as investment banking, wealth management, and asset management. JM Financial is committed to delivering tailored financial solutions that empower clients to achieve their financial goals. Its deep market knowledge and robust research capabilities make it a trusted partner in navigating the complexities of the financial landscape.
- Established leader in Indian financial services
- Comprehensive range of financial solutions
- Tailored services for individuals and businesses
- Strong focus on client relationships and trust
- Expertise in investment and asset management
Investment Thesis
JM Financial Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. The company's robust fundamentals and strategic initiatives position it well for future growth.
- Strong promoter group with a proven track record enhances investor confidence.
- Expanding digital services portfolio aligns with market trends and consumer demand.
- Valuation metrics indicate JM Financial is attractively priced relative to industry peers.
- Robust financial performance and growth prospects make it a solid long-term investment.
- Strategic initiatives in fintech and asset management support sustainable growth.
Opportunity vs Risk
Opportunities
- Strong growth in financial services
- Expanding retail investor base
- Diversification into new sectors
- Technological advancements in operations
Risks ⚠️
- Regulatory changes affecting operations
- Market volatility impacting performance
- High competition in financial sector
- Economic downturns affecting investments
Peer Perspective
JM Financial Ltd trades at a discount to peers like Motilal Oswal and ICICI Securities, reflecting concerns over margin stability. A consistent growth trajectory and improved profitability could trigger a rerating.
Future Outlook
JM Financial Ltd is well-positioned for growth, driven by its strategic initiatives and market opportunities. However, successful execution and stringent cost control will be crucial to achieving its long-term objectives.
AI FAQs for Retail Users
- Q: What does JM Financial Ltd do?A: JM Financial Ltd provides financial services including investment banking, asset management, and wealth management.
- Q: Is JM Financial Ltd a good investment?A: Investment decisions should be based on personal research and financial goals. Consult a financial advisor.
- Q: How has JM Financial Ltd performed recently?A: Recent performance can be checked through financial news or stock market platforms for updated information.
- Q: What are the risks of investing in JM Financial Ltd?A: Like all stocks, risks include market volatility and changes in the financial sector affecting performance.
- Q: Where can I buy shares of JM Financial Ltd?A: Shares can be purchased through stock brokers or online trading platforms registered in India.
📊 Stock Investment Checklist (100 Points)
JM Financial Ltd • Updated: 2025-09-17 02:56:30
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8BusinessHighThe financial services sector is evolving with digital transformation, but JM Financial faces competition.
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10GrowthHighRevenue growth has been inconsistent, with some fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are decent, but cash flow has shown variability.
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9ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighThe balance sheet shows moderate debt levels with adequate liquidity.
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6GovernanceGoodPromoter holding is stable, but there are concerns about pledging.
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5DriversGoodGrowth drivers are present, but execution risks remain significant.
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1TechnicalsLowMarket sentiment is weak with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Decent
JM Financial Ltd shows potential but faces challenges in growth consistency and market sentiment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 70/100
- Growth Potential: 65/100
- Profitability: 75/100
- Governance: 80/100
- Market Confidence: 70/100