ITI Liquid Fund(A-IDCW)

Ticker: mf17524
Decent 68/100

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Business Overview

ITI Liquid Fund (A-IDCW) is designed for investors seeking a safe and liquid investment option. Ideal for individuals looking to park their surplus funds while earning attractive returns, this fund focuses on short-term debt instruments. Its low risk profile makes it suitable for conservative investors and those with short investment horizons. With a professional management team, ITI Liquid Fund aims to provide stability and liquidity, ensuring your money works efficiently for you.

  • Low-risk investment option
  • Ideal for short-term financial goals
  • Professional fund management
  • High liquidity for easy access
  • Attractive returns on surplus funds

Investment Thesis

ITI Liquid Fund (A-IDCW) presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on the evolving market landscape, making it a smart choice for retail investors seeking stability and growth.

  • Strong backing from a reputable promoter group enhances trust and stability.
  • Digital services sector is poised for exponential growth, providing a robust runway.
  • Valuation metrics are favorable compared to industry peers, indicating potential upside.
  • Focus on liquidity makes it a suitable choice for risk-averse investors.
  • Consistent performance track record reinforces confidence in fund management.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Liquidity for quick access
  • Low expense ratio
  • Potential for capital appreciation
  • Diversification in fixed income
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from bonds
  • Market volatility impacts
  • Limited growth compared to equities
  • Inflation eroding real returns

Peer Perspective

ITI Liquid Fund (A-IDCW) trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
ITI Liquid Fund(A-IDCW) • Updated: 2025-10-01 03:30:56
  • 10
    Business
    High
    The sector is evolving with digital transformation, but competition is intense.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is mixed, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100 • Decent
The ITI Liquid Fund shows potential for moderate growth, but investors should be cautious of profitability and execution risks.