ICICI Pru Savings Fund
Ticker: mf12400
Decent
48/100
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Invesco India Arbitrage Fund
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UTI Liquid Fund
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H
HDFC Low Duration Fund
The HDFC Low Duration Fund shows decent potential with stable fundamentals, but caution is advised due to moderate profit growth and execution risks.
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H
HDFC Hybrid Equity Fund
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ICICI Pru Large & Mid Cap Fund
The fund shows decent potential with consistent growth and a strong business model, but caution is advised due to valuation concerns and execution risks.
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A
Aditya Birla SL Flexi Cap Fund
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Business Overview
ICICI Pru Savings Fund is a well-structured debt mutual fund designed for conservative investors seeking stable returns with lower risk. Ideal for individuals looking to park their savings while earning better than traditional savings accounts, this fund focuses on capital preservation and liquidity. It matters because it provides an opportunity to grow your wealth steadily, even in uncertain market conditions.
- Designed for conservative investors
- Focuses on capital preservation
- Offers better returns than traditional savings
- High liquidity for easy access to funds
- Managed by experienced professionals
Investment Thesis
ICICI Pru Savings Fund stands out due to its robust promoter credibility, significant growth in digital services, and attractive valuation compared to peers. These factors position it as a compelling investment opportunity for retail investors seeking stability and growth in their portfolios.
- Strong backing from the reputable ICICI Group enhances trust and reliability.
- Rapid growth in digital services aligns with evolving investor preferences.
- Valuation metrics indicate potential for upside compared to industry peers.
- Consistent performance history reflects effective fund management strategies.
- Focus on long-term wealth creation makes it suitable for retail investors.
Opportunity vs Risk
Opportunities
- Strong brand recognition
- Growing demand for savings products
- Diversified investment portfolio
- Potential for steady returns
Risks ⚠️
- Market volatility impacts returns
- Regulatory changes may affect operations
- Interest rate fluctuations
- Economic downturns could reduce inflows
📊 Stock Investment Checklist (100 Points)
ICICI Pru Savings Fund • Updated: 2025-09-29 14:51:05
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighConsistent revenue growth but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent but OCF is fluctuating.
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8ValuationHighValuation metrics are slightly above peers.
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9BalanceHighDebt levels are manageable, but liquidity is a concern.
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7GovernanceHighPromoter holding is stable, but disclosures could improve.
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5DriversGoodLimited growth catalysts and execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
ICICI Pru Savings Fund shows moderate potential but faces challenges in profitability and growth drivers.