SBI Banking and PSU Fund(M-IDCW)
Ticker: mf15073
Decent
48/100
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S
SBI Banking and PSU Fund(W-IDCW)
The SBI Banking and PSU Fund shows decent potential with some growth opportunities, but investors should be cautious of the risks involved.
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S
SBI Banking and PSU Fund(DD-IDCW)
The fund shows decent potential but is not without its risks. Investors should be cautious.
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T
Tata Multi Asset Allocation Fund(IDCW Payout)
The fund shows potential for moderate growth, but investors should be cautious due to fluctuating profitability and execution risks.
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T
Tata Multi Asset Allocation Fund(IDCW)
The Tata Multi Asset Allocation Fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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I
Invesco India Multicap Fund(IDCW)
The Invesco India Multicap Fund shows decent potential with a balanced approach to growth and profitability, but investors should be cautious of execution risks.
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E
Edelweiss Large & Mid Cap Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and valuation, making it a cautious investment.
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H
HDFC Banking & Financial Services Fund(IDCW)
The fund shows potential but faces challenges in profitability and valuation. Caution is advised.
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H
HDFC Banking & Financial Services Fund(IDCW Reinvest)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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P
Parag Parikh Liquid Fund(M-IDCW Payout)
The fund shows decent potential with stable growth and a solid balance sheet, but faces challenges in profitability and market sentiment.
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P
Parag Parikh Liquid Fund(M-IDCW)
The fund shows decent potential with stable growth and a solid balance sheet, but faces some execution risks and average profitability metrics.
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P
Parag Parikh Liquid Fund(W-IDCW)
The fund shows decent potential with consistent growth and profitability metrics, but some execution risks need to be monitored.
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P
Parag Parikh Liquid Fund(DD-IDCW)
The Parag Parikh Liquid Fund shows decent potential with stable growth and a solid business model, but faces challenges in profitability and market sentiment.
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T
Tata Aggressive Hybrid Fund(IDCW Payout)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW Payout)
The Tata Aggressive Hybrid Fund shows a decent potential for growth with a balanced risk profile, though investors should remain cautious of execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and a strong business model, but faces some risks related to execution and market sentiment.
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T
Tata Aggressive Hybrid Fund(IDCW)
The Tata Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, but attention should be paid to execution risks and governance issues.
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Business Overview
The SBI Banking and PSU Fund (M-IDCW) is a mutual fund designed to invest primarily in banking and public sector undertakings. It aims to provide investors with a steady income while maintaining capital appreciation. This fund is ideal for conservative investors seeking exposure to stable sectors in India. By focusing on high-quality assets, it offers a balance of safety and growth potential, making it a reliable choice for long-term wealth creation.
- Invests in banking and public sector companies
- Ideal for conservative investors
- Focus on stable and high-quality assets
- Offers steady income and capital appreciation
- Supports long-term wealth creation
- Managed by SBI, a trusted financial institution
Investment Thesis
SBI Banking and PSU Fund (M-IDCW) stands out due to its strong backing from the State Bank of India, ensuring credibility and stability. The fund is well-positioned to capitalize on the growing digital services sector, offering a significant growth runway. Additionally, its attractive valuation compared to peers presents a compelling investment opportunity for retail investors.
- Strong promoter group with SBI's backing ensures trust and stability.
- Significant growth potential in digital banking and services.
- Attractive valuation compared to peer funds enhances investment appeal.
- Focus on PSU stocks aligns with government initiatives and infrastructure growth.
- Consistent performance history reinforces confidence for long-term investors.
Opportunity vs Risk
Opportunities
- Strong government backing
- Growing banking sector
- Increasing retail participation
- Diversification benefits
- Potential for steady dividends
Risks ⚠️
- Market volatility
- Regulatory changes
- Economic downturns
- Interest rate fluctuations
- Credit risk in PSU loans
📊 Stock Investment Checklist (100 Points)
SBI Banking and PSU Fund(M-IDCW) • Updated: 2025-10-01 07:01:37
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10BusinessHighThe banking sector is essential and has a clear model, but competition is intense.
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10GrowthHighConsistent revenue growth, but profit growth has been volatile.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
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8ValuationHighValuation metrics are average compared to peers.
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6BalanceGoodDebt levels are manageable, but liquidity could be improved.
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7GovernanceHighPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.