Indergiri Finance Ltd
Ticker: INDERGR
Risky
48/100
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Investing Reference
Price
32.28
Market Cap
16.34
Debt/Equity
6.1341
ROE %
-44.570
PB
5.9192
Promoter %
60.217
Pledge %
0.000
1Y Rev Growth %
191.358
5Y Rev Growth %
41.914
NP Margin %
-66.949
NP Margin 5Y Avg %
-35.300
Trading Reference
1M Return %
26.281
6M Return %
43.658
1Y Return %
-16.199
% Away 52W High
19.331
% Away 52W Low
119.293
Daily Volume
545
Investment Verdict
Avoid
Score 37/100 · Position size: 0%
Fundamentals/valuations or risk flags are weak. Avoid for long-term investing.
Trading Verdict
Watch
Score 56/100 · Position size: 10%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Indergiri Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If the stock breaks above the resistance level, there is a strong potential for upward movement. However, if it falls below the support, it may face significant downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Indergiri Finance Ltd is a prominent financial services provider in India, catering to individuals and businesses seeking reliable funding solutions. With a commitment to empowering clients through accessible financial products, Indergiri Finance plays a crucial role in fostering economic growth. Its customer-centric approach ensures tailored solutions that meet diverse financial needs, making it a trusted partner in the finance sector.
- Established financial services provider in India
- Focus on empowering individuals and businesses
- Offers a range of accessible funding solutions
- Customer-centric approach with tailored offerings
- Contributes to economic growth and development
Investment Thesis
Indergiri Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. These factors position the company well for long-term growth in the evolving financial landscape.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers indicate potential upside.
- Focus on innovation and technology adoption to drive operational efficiency.
- Strategic positioning in a growing market enhances long-term sustainability.
Opportunity vs Risk
Opportunities
- Growing demand for personal loans
- Expansion into new markets
- Strong digital platform adoption
- Rising financial literacy in India
Risks ⚠️
- Regulatory changes impacting lending
- High competition in finance sector
- Economic downturn affecting repayments
- Rising interest rates impact profitability
Peer Perspective
Indergiri Finance Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, reflecting concerns over margin stability. A consistent improvement in asset quality could trigger a rerating in the stock.
Future Outlook
Indergiri Finance Ltd is well-positioned for growth, driven by strategic initiatives and market demand. Successful execution and effective cost control will be crucial to achieving its long-term potential.
AI FAQs for Retail Users
- Q: What does Indergiri Finance Ltd do?A: Indergiri Finance Ltd primarily provides financial services, including loans and investment management.
- Q: Is Indergiri Finance Ltd a good investment?A: Investment suitability depends on individual financial goals and risk tolerance. Research is recommended.
- Q: What are the risks of investing in Indergiri Finance Ltd?A: Risks include market volatility, regulatory changes, and company performance.
- Q: How can I buy shares of Indergiri Finance Ltd?A: Shares can be purchased through a registered stockbroker or online trading platform.
- Q: What is the dividend policy of Indergiri Finance Ltd?A: Dividends are subject to board approval and depend on company profits.
📊 Stock Investment Checklist (100 Points)
Indergiri Finance Ltd • Updated: 2025-09-17 14:20:58
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8BusinessHighThe finance sector is evolving with digitalization, but the company lacks a strong competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighP/E and P/B ratios are higher than peers, suggesting overvaluation.
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6BalanceGoodDebt levels are concerning, with limited liquidity.
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7GovernanceHighPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts and significant execution risks.
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1TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
Indergiri Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 68/100