ICICI Pru Short Term Fund

Ticker: mf12419
Decent 68/100

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Business Overview

ICICI Pru Short Term Fund is a dynamic debt mutual fund designed for investors seeking stable returns over a shorter investment horizon. Ideal for conservative investors, this fund focuses on generating income while managing risk effectively. With a robust investment strategy and experienced fund management, it aims to provide liquidity and capital preservation. This fund is perfect for those looking to park their funds for a brief period without compromising on returns.

  • Designed for short-term investment goals
  • Focuses on capital preservation and income generation
  • Managed by experienced professionals
  • Suitable for conservative investors
  • Offers liquidity and flexibility in investments

Investment Thesis

ICICI Pru Short Term Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing demand for digital services, enhancing its growth potential. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stable returns.

  • Strong promoter group with ICICI's established reputation.
  • Significant growth potential in digital services.
  • Attractive valuation compared to industry peers.
  • Focus on short-term investments reduces market volatility risk.
  • Consistent performance track record enhances investor confidence.

Opportunity vs Risk

Opportunities
  • Stable returns in short term
  • Diversification in fixed income
  • Strong fund management team
  • Potential tax benefits
  • Growing demand for short-term funds
Risks ⚠️
  • Interest rate fluctuations
  • Market volatility impact
  • Credit risk in debt instruments
  • Liquidity challenges in downturns
  • Regulatory changes affecting funds

Peer Perspective

ICICI Pru Short Term Fund trades at a slight premium compared to peers like HDFC Short Term Fund and SBI Short Term Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Short Term Fund • Updated: 2025-09-29 14:51:18
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and OCF are decent, but net profit growth is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are minor concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and growth consistency.


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