ICICI Pru Passive Multi-Asset FoF

Ticker: mf13062
Decent 48/100

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Business Overview

ICICI Pru Passive Multi-Asset FoF is a diversified fund of funds designed for investors seeking a balanced approach to wealth creation. By investing across multiple asset classes such as equity, debt, and gold, it aims to reduce risk while optimizing returns. This fund is ideal for conservative investors looking for stability and growth without the hassle of active management. With a focus on long-term goals, it matters for those wanting a hassle-free investment solution that adapts to market fluctuations.

  • Diversified investment across multiple asset classes
  • Ideal for conservative investors
  • Focuses on long-term wealth creation
  • Minimizes risk while optimizing returns
  • Hassle-free management for peace of mind

Investment Thesis

ICICI Pru Passive Multi-Asset FoF stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to benefit from the growing demand for digital services in India. Additionally, its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors.

  • Strong promoter group: Backed by the trusted ICICI brand.
  • Significant growth potential in digital services sector.
  • Attractive valuation relative to competitors enhances appeal.
  • Diversified asset allocation reduces risk exposure.
  • Consistent performance track record instills investor confidence.

Opportunity vs Risk

Opportunities
  • Diversified investment across asset classes
  • Potential for steady long-term returns
  • Low expense ratio compared to peers
  • Access to professional fund management
Risks ⚠️
  • Market volatility affecting returns
  • Limited historical performance data
  • Interest rate fluctuations impact bonds
  • Potential liquidity issues in downturns

Peer Perspective

ICICI Pru Passive Multi-Asset FoF trades at a slight premium compared to peers like HDFC and SBI, with rerating potential hinging on consistent margin stability and improved asset allocation performance.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Passive Multi-Asset FoF • Updated: 2025-09-29 13:43:20
  • 10
    Business
    High
    The fund operates in a future-ready sector with a diversified approach.
  • 10
    Growth
    High
    Moderate revenue and profit growth consistency observed.
  • 8
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is lower than net profit.
  • 6
    Valuation
    Good
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable with adequate liquidity.
  • 5
    Governance
    Good
    Promoter holding is stable, but disclosures could improve.
  • 5
    Drivers
    Good
    Some growth catalysts identified, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows potential but has several areas that require attention for better performance.