ICICI Pru FMP-88-1303D-S(IDCW)

Ticker: mf17497
Decent 63/100

☆ Add to Watchlist

More Options

Business Overview

ICICI Pru FMP-88-1303D-S (IDCW) is a fixed maturity plan designed for investors seeking predictable returns over a defined period. Ideal for conservative investors looking to balance risk and reward, this fund invests primarily in fixed income securities. It matters because it offers a disciplined investment approach with a focus on capital preservation and income generation. With the backing of ICICI Prudential, a trusted name in the financial sector, this plan is a reliable choice for long-term financial goals.

  • Fixed maturity plan for predictable returns
  • Ideal for conservative investors
  • Focus on capital preservation
  • Invests in high-quality fixed income securities
  • Backed by a trusted financial institution
  • Suitable for long-term financial goals

Investment Thesis

ICICI Pru FMP-88-1303D-S(IDCW) stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and stability. The fund is well-positioned to capitalize on the growing digital services landscape, enhancing its growth potential. Additionally, its attractive valuation compared to peers makes it an appealing choice for investors seeking solid returns.

  • Strong promoter group with ICICI's established reputation.
  • Significant growth potential in digital services.
  • Attractive valuation relative to industry peers.
  • Robust risk management and investment strategies.
  • Consistent performance track record enhances investor confidence.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Growing demand for fixed income
  • Stable interest rates
  • Diversification benefits
  • Potential tax advantages
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Credit risk of underlying assets
  • Liquidity concerns
  • Regulatory changes

Peer Perspective

ICICI Pru FMP-88-1303D-S(IDCW) is currently trading at a slight premium compared to peers like HDFC Life and SBI Life. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru FMP-88-1303D-S(IDCW) • Updated: 2025-10-01 06:14:45
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with some fluctuations in profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are decent but not exceptional; cash flow is stable.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers, but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified; execution risks are moderate.
  • 5
    Technicals
    Good
    Market sentiment is neutral; liquidity is average.
Final Score & Verdict
Score 63 / 100 • Decent
The stock presents a decent investment opportunity, but caution is advised due to inconsistent growth and moderate risks.