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ICICI Pru Banking & Fin Serv Fund(IDCW-Payout)

Ticker: mf14609
Decent 66/100

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I
ICICI Pru Banking & Fin Serv Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential for growth but is facing several challenges that could impact its performance.
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U
UTI Value Fund(IDCW)
Score 68/100 Decent
UTI Value Fund shows decent potential with consistent growth, but faces challenges in valuation and governance aspects.
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B
BHARAT Bond FOF - April 2030 -(IDCW)
Score 70/100 Decent
The Bharat Bond FOF - April 2030 presents a decent investment opportunity for conservative investors seeking stable returns, but growth potential is limited.
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A
Axis Corp Bond Fund(M-IDCW)
Score 68/100 Decent
The Axis Corp Bond Fund shows potential for moderate returns, but investors should be cautious of market volatility and execution risks.
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A
Axis Corp Bond Fund(W-IDCW)
Score 68/100 Decent
The Axis Corp Bond Fund shows moderate potential but faces challenges in growth and profitability metrics.
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A
Axis Corp Bond Fund(DD-IDCW)
Score 68/100 Decent
The Axis Corp Bond Fund shows potential but faces challenges in growth consistency and valuation metrics. Investors should proceed with caution.
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A
Axis Corp Bond Fund(IDCW)
Score 68/100 Decent
While Axis Corp Bond Fund has some strengths, particularly in balance sheet management, its growth potential and profitability metrics raise concerns. Investors should proceed with caution.
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N
Nippon India Nivesh Lakshya Long Duration Fund(H-IDCW)
Score 66/100 Decent
The fund shows decent potential with a balanced approach to growth and profitability, but investors should remain cautious of execution risks.
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N
Nippon India Nivesh Lakshya Long Duration Fund(Q-IDCW)
Score 48/100 Risky
The fund presents several risks with inconsistent growth and moderate profitability metrics, making it a risky investment choice.
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N
Nippon India Nivesh Lakshya Long Duration Fund(M-IDCW)
Score 70/100 Decent
The Nippon India Nivesh Lakshya Long Duration Fund shows decent potential with a stable growth outlook and manageable risks.
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N
Nippon India Nivesh Lakshya Long Duration Fund(A-IDCW)
Score 48/100 Decent
The fund presents a decent investment opportunity, but potential investors should be cautious of its growth consistency and execution risks.
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N
Nippon India Nivesh Lakshya Long Duration Fund(IDCW)
Score 68/100 Decent
The fund shows potential with a decent score, indicating a balanced risk-reward scenario.
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S
SBI Energy Opportunities Fund(IDCW)
Score 66/100 Decent
The SBI Energy Opportunities Fund shows potential in a growing sector, but faces challenges in growth consistency and valuation metrics.
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S
SBI Energy Opportunities Fund(IDCW Payout)
Score 66/100 Decent
The fund shows potential in the energy sector with decent growth prospects, but faces challenges in profitability and governance.
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N
Nippon India Balanced Advantage Fund(IDCW)
Score 68/100 Decent
The Nippon India Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk management.
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I
ICICI Pru Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund(A-IDCW Payout)
Score 48/100 Decent
The fund shows decent potential with stable returns, but lacks strong growth drivers.
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Business Overview

ICICI Pru Banking & Fin Serv Fund is a dedicated mutual fund focusing on the banking and financial services sector. Ideal for investors seeking exposure to India's robust financial landscape, this fund aims to capitalize on growth opportunities within the sector. With a strong management team and a disciplined investment approach, it offers potential for capital appreciation and regular income through its IDCW payout option. This fund matters for those looking to diversify their portfolio with a sector-specific focus.

  • Focuses on banking and financial services sector
  • Ideal for investors seeking sector-specific exposure
  • Managed by a strong, experienced team
  • Aims for capital appreciation and regular income
  • Part of ICICI Prudential's trusted fund family

Opportunity vs Risk

Opportunities
  • Strong growth in Indian economy
  • Increasing demand for financial services
  • Diversification in investment portfolio
  • Potential for high returns
  • Stable management team
Risks ⚠️
  • Market volatility affecting returns
  • Regulatory changes in finance
  • Economic downturn impact
  • High competition in sector
  • Interest rate fluctuations

Peer Perspective

ICICI Pru Banking & Fin Serv Fund trades at a slight premium compared to peers like HDFC and SBI Mutual Fund. A sustained improvement in margin stability could trigger a rerating in its valuation.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Banking & Fin Serv Fund(IDCW-Payout) • Updated: 2025-10-01 03:10:08
  • 10
    Business
    High
    The sector is evolving with digital transformation, but competition is intense.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and OCF are decent, but net profit growth is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The fund shows potential for moderate returns, but investors should be cautious of market volatility and execution risks.