HDFC Retirement Savings Fund-Hybrid-Equity Plan
Ticker: mf12953
Decent
68/100
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HSBC Focused Fund
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HSBC Consumption Fund
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ICICI Pru Income plus Arbitrage Active FOF
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HSBC India Export Opportunities Fund
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C
Canara Rob Manufacturing Fund
The Canara Rob Manufacturing Fund has potential but faces challenges in growth consistency and valuation. Caution is advised.
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B
Baroda BNP Paribas Large & Mid Cap Fund
The fund shows decent potential with consistent growth and manageable risks, but caution is advised due to some valuation concerns.
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Mirae Asset Equity Savings Fund
The Mirae Asset Equity Savings Fund shows a decent overall score with solid growth potential and profitability metrics, but investors should remain cautious of execution risks.
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The fund shows decent potential with stable growth and manageable risks, but investors should be cautious of liquidity and execution challenges.
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A
Aditya Birla SL Conglomerate Fund
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Sundaram Consumption Fund
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Business Overview
HDFC Retirement Savings Fund - Hybrid Equity Plan is designed to help individuals build a robust retirement corpus through a balanced mix of equity and debt investments. Ideal for young professionals and those seeking long-term financial security, this fund aims to provide growth potential while managing risk. With a focus on wealth creation over time, it offers a disciplined approach to retirement planning, making it an essential choice for anyone looking to secure their financial future.
- Balanced investment approach with equity and debt
- Ideal for long-term retirement planning
- Managed by experienced fund managers
- Potential for wealth creation over time
- Tax benefits under Section 80C
- Suitable for risk-averse investors
Investment Thesis
HDFC Retirement Savings Fund-Hybrid-Equity Plan stands out due to its strong promoter credibility, robust digital services growth, and attractive valuation compared to peers. This fund is well-positioned to capitalize on India's growing retirement savings market, making it a compelling choice for investors seeking long-term wealth creation.
- Backed by HDFC's strong reputation and extensive experience in financial services.
- Significant growth potential in digital services catering to a tech-savvy investor base.
- Attractive valuation metrics compared to industry peers, enhancing return prospects.
- Focus on hybrid equity strategy provides balanced risk and return profile.
- Alignment with India's increasing emphasis on retirement planning and savings.
📊 Stock Investment Checklist (100 Points)
HDFC Retirement Savings Fund-Hybrid-Equity Plan • Updated: 2025-09-29 14:44:42
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10BusinessHighThe fund operates in a future-ready sector with a clear model but lacks a strong competitive moat.
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10GrowthHighConsistent revenue and profit growth observed over the past few years.
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10ProfitabilityHighROE and ROCE are healthy, but OCF is slightly lower than net profit.
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8ValuationHighValuation metrics like P/E and P/B are in line with peers.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is strong, but there are some concerns regarding pledging.
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5DriversGoodGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows decent potential with consistent growth and profitability metrics, but some risks in governance and execution should be monitored.