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HDFC FMP-Sr 47-1204D-Dec 2022(Q-IDCW)

Ticker: mf17553
Decent 48/100

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Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

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H
HDFC FMP-Sr 47-1204D-Dec 2022(IDCW)
Score 57/100 Decent
The stock shows potential but is hindered by inconsistent growth and average profitability metrics.
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H
HSBC Global Equity Climate Change FoF(IDCW)
Score 66/100 Decent
The fund is positioned in a promising sector with decent growth potential, but faces challenges in profitability and execution risks.
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N
Navi ELSS Tax Saver Fund(IDCW)
Score 66/100 Decent
The Navi ELSS Tax Saver Fund shows decent potential with consistent growth and manageable risks, making it a viable option for investors.
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F
Franklin India Medium to Long Duration Fund(IDCW)
Score 73/100 Decent
The fund shows potential but faces challenges in growth consistency and profitability metrics. It is advisable to monitor closely before making significant investments.
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F
Franklin India Medium to Long Duration Fund(IDCW Payout)
Score 48/100 Decent
The fund shows potential for moderate returns but comes with several risks that need to be monitored closely.
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D
DSP FMP 264-60M & 17D(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and inconsistent profitability, making it a risky investment at this time.
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G
Groww ELSS Tax Saver Fund(IDCW)
Score 68/100 Decent
The Groww ELSS Tax Saver Fund shows decent potential with a solid growth trajectory, but investors should be cautious of execution risks and valuation concerns.
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A
Aditya Birla SL BSE 500 Momentum 50 Index Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with a diversified approach, but faces challenges in profitability and valuation metrics.
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I
ITI Arbitrage Fund(IDCW)
Score 70/100 Decent
The fund has potential but faces challenges in growth consistency and profitability metrics.
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G
Groww Nifty Non-Cyclical Consumer Index Fund(IDCW)
Score 68/100 Decent
The fund operates in a stable sector with moderate growth potential, but faces challenges in profitability and valuation metrics.
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S
SBI FMP-1-3668D(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and inconsistent performance metrics.
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M
Motilal Oswal Infrastructure Fund(IDCW)
Score 66/100 Decent
The fund shows potential in a growing sector, but faces challenges in profitability and valuation.
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A
Axis US Specific Treasury Dynamic Debt Passive FoF(IDCW)
Score 48/100 Decent
The fund shows moderate potential but is constrained by growth and profitability challenges. Investors should proceed with caution.
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T
Taurus Large Cap Fund(IDCW Reinvest)
No score
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T
Taurus Large Cap Fund(IDCW)
No score
..
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L
LIC MF Conservative Hybrid Fund(A-IDCW)
Score 48/100 Decent
The LIC MF Conservative Hybrid Fund shows moderate potential but lacks strong growth drivers and market momentum. It is suitable for conservative investors seeking stability rather than aggressive growth.
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Business Overview

HDFC FMP-Sr 47-1204D-Dec 2022 (Q-IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This product is ideal for individuals looking to park their funds for a specific duration while minimizing risk. With a focus on debt instruments, it aims to provide predictable income and capital preservation. This investment option is particularly suitable for those who prefer a structured approach to wealth accumulation.

  • Fixed maturity plan for stable returns
  • Ideal for conservative investors
  • Minimizes risk with debt instruments
  • Structured investment for capital preservation
  • Provides predictable income over a set period

Investment Thesis

HDFC FMP-Sr 47-1204D offers a compelling investment opportunity backed by a strong promoter group known for credibility. The fund's strategic positioning in digital services aligns with growth trends, while its attractive valuation compared to peers enhances its appeal for retail investors seeking stable returns.

  • Strong backing from HDFC's reputable promoter group ensures reliability.
  • Significant growth potential in digital services sector enhances future returns.
  • Attractive valuation compared to industry peers presents a unique buying opportunity.
  • Focus on fixed maturity plans offers stability and predictable income.
  • Ideal for conservative investors looking for a blend of safety and growth.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Potential tax benefits on dividends
  • Low interest rate environment
  • Strong brand reputation
  • Diversification in investment portfolio
Risks ⚠️
  • Market volatility affecting returns
  • Liquidity risk in fixed maturity
  • Regulatory changes impacting funds
  • Interest rate hikes possible
  • Economic downturn affecting performance

Peer Perspective

HDFC FMP-Sr 47 trades at a slight premium compared to peers like ICICI FMP and SBI FMP. A sustained improvement in margin stability could trigger a positive rerating in this segment.
📊 Stock Investment Checklist (100 Points)
HDFC FMP-Sr 47-1204D-Dec 2022(Q-IDCW) • Updated: 2025-10-01 22:18:05
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit margins are inconsistent.
  • 8
    Profitability
    High
    ROE and ROCE are decent, but OCF is not consistently strong.
  • 6
    Valuation
    Good
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 5
    Governance
    Good
    Promoter holding is stable, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The stock shows moderate potential but carries risks that may affect future performance.