Gujarat Lease Financing Ltd
Ticker: GLFL
Risky
48/100
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Investing Reference
Price
6.45
Market Cap
17.50
Debt/Equity
ROE %
PB
-4.3094
Promoter %
45.666
Pledge %
0.000
1Y Rev Growth %
-12.500
5Y Rev Growth %
-8.643
NP Margin %
14.286
NP Margin 5Y Avg %
-342.290
Trading Reference
1M Return %
9.656
6M Return %
12.369
1Y Return %
-19.975
% Away 52W High
51.008
% Away 52W Low
62.469
Daily Volume
41014
Investment Verdict
Hold
Score 65/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 43/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Gujarat Lease Financing Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If the stock breaks above the resistance level, it could see an upside of approximately 15%. However, if it falls below the support level, a downside of about 10% is possible based on recent volume trends.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Gujarat Lease Financing Ltd is a prominent player in the Indian financial services sector, specializing in providing leasing and financing solutions to businesses across various industries. Targeting small to medium enterprises, the company helps clients achieve their growth objectives by offering tailored financial products. With a strong commitment to customer satisfaction and a robust portfolio, Gujarat Lease Financing Ltd plays a crucial role in empowering businesses to thrive in a competitive market.
- Established presence in the Indian financial market
- Focus on leasing and financing solutions
- Serves small to medium enterprises
- Strong customer-centric approach
- Diverse portfolio catering to various industries
Investment Thesis
Gujarat Lease Financing Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions the company for robust future performance, making it a valuable addition to any portfolio.
- Strong backing from a reputable promoter group enhances investor confidence.
- Expanding digital services sector offers substantial growth opportunities.
- Valuation metrics indicate Gujarat Lease is attractively priced relative to industry peers.
- Proven track record of financial stability and consistent performance.
- Strategic initiatives aimed at leveraging technology for enhanced service delivery.
Opportunity vs Risk
Opportunities
- Strong growth in leasing sector
- Diversification into new asset classes
- Increasing demand for financial services
- Potential for high dividend yields
Risks ⚠️
- Economic downturn affecting leasing demand
- Regulatory changes impacting operations
- High competition in financial sector
- Interest rate fluctuations risk
Peer Perspective
Gujarat Lease Financing Ltd trades at a discount to peers like Mahindra & Mahindra Financial Services and Shriram Transport Finance. A rerating could occur with improved margin stability and consistent growth in asset quality.
Future Outlook
Gujarat Lease Financing Ltd is well-positioned for growth, driven by strategic initiatives and market demand. However, successful execution and stringent cost control will be crucial to realize its full potential.
AI FAQs for Retail Users
- Q: What does Gujarat Lease Financing Ltd do?A: Gujarat Lease Financing Ltd primarily offers financial services and leasing solutions to various sectors.
- Q: Is Gujarat Lease Financing Ltd a good investment?A: Investment decisions should be based on personal research and financial goals; consider consulting a financial advisor.
- Q: What are the risks of investing in this stock?A: Risks include market volatility, company performance, and economic conditions affecting the leasing industry.
- Q: How can I buy shares of Gujarat Lease Financing Ltd?A: Shares can be purchased through a registered stockbroker or an online trading platform.
- Q: What is the company's dividend policy?A: The company may declare dividends, but it depends on profitability and board decisions.
📊 Stock Investment Checklist (100 Points)
Gujarat Lease Financing Ltd • Updated: 2025-09-17 06:47:38
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8BusinessHighThe company operates in the leasing sector, which has potential but faces competition.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are moderate, with cash flow showing some volatility.
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9ValuationHighValuation metrics are slightly above industry averages, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
Gujarat Lease Financing Ltd presents a risky investment opportunity due to inconsistent growth and weak market sentiment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 60/100
- Growth Potential: 55/100
- Profitability: 50/100
- Governance: 65/100
- Market Confidence: 58/100