Groww Liquid Fund

Ticker: mf13459
Decent 48/100

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Business Overview

The Groww Liquid Fund is a low-risk mutual fund designed for investors seeking short-term investment options with high liquidity. Ideal for individuals looking to park their funds temporarily while earning better returns than traditional savings accounts, this fund offers a safe and convenient way to manage cash. It matters because it provides a reliable avenue for wealth preservation and growth in a fluctuating market.

  • Low-risk investment option
  • High liquidity for easy access to funds
  • Better returns than savings accounts
  • Ideal for short-term financial goals
  • Managed by experienced professionals

Investment Thesis

Groww Liquid Fund stands out due to its strong promoter credibility and robust digital services growth. With a focus on user-friendly investment solutions, it is well-positioned in a rapidly evolving market. Its attractive valuation compared to peers makes it a compelling choice for Indian retail investors seeking stable returns.

  • Strong backing from a credible promoter group enhances trust.
  • Rapid growth in digital financial services fuels future potential.
  • Attractive valuation offers a competitive edge against peers.
  • User-friendly platform caters to a growing base of retail investors.
  • Focus on liquidity ensures stability and lower risk exposure.

Opportunity vs Risk

Opportunities
  • High liquidity for quick access
  • Potential for better returns than savings
  • Diversification across various instruments
  • Low expense ratio compared to peers
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact NAV
  • Limited growth potential compared to equities
  • Regulatory changes may affect operations
📊 Stock Investment Checklist (100 Points)
Groww Liquid Fund • Updated: 2025-09-29 12:17:46
  • 10
    Business
    High
    The liquid fund operates in a stable sector with a clear model, but lacks a significant competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been consistent, but growth is limited due to the nature of liquid funds.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is tightly aligned with net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    The balance sheet is strong with low debt and adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in a competitive market.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The Groww Liquid Fund shows decent fundamentals but lacks strong growth drivers and competitive advantages. It may be suitable for conservative investors seeking stability.


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