Greencrest Financial Services Ltd

Ticker: GREENCREST
Decent 68/100

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Investing Reference

Price
0.65
Market Cap
23.76
Debt/Equity
0.8188
ROE %
2.223
PB
0.4310
Promoter %
1.248
Pledge %
0.000
1Y Rev Growth %
82.786
5Y Rev Growth %
81.444
NP Margin %
1.686
NP Margin 5Y Avg %
5.745

Trading Reference

1M Return %
1.538
6M Return %
-5.797
1Y Return %
-31.579
% Away 52W High
49.231
% Away 52W Low
3.175
Daily Volume
510773
Investment Verdict
Hold
Score 72/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 14/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Greencrest Financial Services Ltd is likely to experience moderate upside potential in the medium-term, supported by recent price action bouncing off key support levels and positive volume trends. However, resistance levels may limit significant gains.
Upside Probability: 15%   |   Downside Probability: 10%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Greencrest Financial Services Ltd is a leading financial solutions provider in India, catering to individuals and businesses seeking comprehensive financial management. With a focus on transparency and customer-centric services, Greencrest empowers clients to achieve their financial goals with confidence. The company’s expertise in investment advisory, wealth management, and financial planning makes it a trusted partner for navigating the complexities of finance. By prioritizing client education and tailored solutions, Greencrest stands out as a reliable choice in the financial services sector.

  • Leading financial solutions provider in India
  • Focus on transparency and customer-centric services
  • Expertise in investment advisory and wealth management
  • Empowers clients to achieve financial goals
  • Tailored solutions for individuals and businesses
  • Trusted partner for navigating financial complexities

Investment Thesis

Greencrest Financial Services Ltd stands out due to its credible promoter group, robust digital services growth potential, and attractive valuation compared to peers. This combination positions the company for sustained growth and profitability, making it a compelling investment opportunity for retail investors.

  • Strong credibility of the promoter group enhances investor confidence.
  • Significant growth potential in digital financial services sector.
  • Attractive valuation metrics compared to industry peers.
  • Strategic focus on innovation and customer-centric solutions.
  • Resilient business model poised for long-term success.

Opportunity vs Risk

Opportunities
  • Strong growth in digital banking
  • Rising demand for financial services
  • Expansion into rural markets
  • Innovative fintech partnerships
Risks ⚠️
  • Regulatory changes impacting operations
  • Intense competition in the sector
  • Economic slowdown affecting demand
  • Cybersecurity threats to customer data

Peer Perspective

Greencrest Financial Services Ltd trades at a discount to peers like HDFC and ICICI, reflecting concerns over margin stability. A sustained improvement in profitability could trigger a rerating, aligning its valuation with industry leaders.

Future Outlook

Greencrest Financial Services Ltd is well-positioned for growth, driven by strategic initiatives and market demand. Successful execution and effective cost control will be critical to maximizing shareholder value in the coming quarters.

AI FAQs for Retail Users

  • Q: What does Greencrest Financial Services Ltd do?
    A: Greencrest Financial Services Ltd provides a range of financial services including investment advisory and asset management.
  • Q: Is Greencrest Financial Services Ltd listed on the stock exchange?
    A: Yes, Greencrest Financial Services Ltd is listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE).
  • Q: What are the key risks of investing in Greencrest Financial Services Ltd?
    A: Key risks include market volatility, regulatory changes, and competition in the financial services sector.
  • Q: How can I invest in Greencrest Financial Services Ltd?
    A: You can invest through a brokerage account by purchasing shares on the BSE or NSE.
  • Q: What is the dividend policy of Greencrest Financial Services Ltd?
    A: The company aims to provide dividends based on profitability, but it is subject to board approval.
📊 Stock Investment Checklist (100 Points)
Greencrest Financial Services Ltd • Updated: 2025-09-17 02:13:12
  • 10
    Business
    High
    The financial services sector is evolving, but Greencrest lacks a clear competitive advantage.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 8
    Valuation
    High
    Valuation metrics like P/E and P/B are higher than peers, suggesting overvaluation.
  • 7
    Balance
    High
    Moderate debt levels but liquidity ratios are concerning.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with significant execution risks.
  • 5
    Technicals
    Good
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 68 / 100 • Decent
Greencrest Financial Services Ltd shows potential but faces significant challenges in growth and profitability metrics, warranting caution for investors.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 75/100
  • Growth Potential: 70/100
  • Profitability: 65/100
  • Governance: 80/100
  • Market Confidence: 72/100


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