Franklin India Retirement Fund(IDCW)
Ticker: mf16462
Decent
68/100
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U
Union Short Duration Fund(IDCW)
The fund shows decent performance metrics but faces challenges in profitability and growth potential.
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U
Union Short Duration Fund(IDCW Payout)
The Union Short Duration Fund shows decent potential but faces challenges in profitability and valuation compared to peers.
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K
Kotak Global Innovation Overseas Equity Omni FOF(IDCW)
The fund shows potential in innovative sectors but faces challenges in growth consistency and valuation, warranting cautious investment.
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K
Kotak Global Innovation Overseas Equity Omni FOF(IDCW Payout)
The fund shows potential for growth but faces challenges in profitability and valuation metrics.
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I
ITI Large Cap Fund(IDCW)
The ITI Large Cap Fund shows decent potential but is facing challenges in profitability and valuation metrics. Investors should monitor market conditions closely.
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B
Bandhan Multi-Factor Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and profitability metrics.
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B
Bandhan Multi-Factor Fund(IDCW Reinvest)
The fund shows potential but faces challenges in growth consistency and valuation. Investors should proceed with caution.
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F
Franklin India Banking & PSU Debt Fund(IDCW Payout)
The fund is positioned in a stable sector with moderate growth potential, but faces some execution risks.
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F
Franklin India Banking & PSU Debt Fund(IDCW)
The fund shows decent potential with stable growth prospects, but faces challenges in profitability and execution risks.
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M
Mahindra Manulife Value Fund(IDCW Payout)
The Mahindra Manulife Value Fund shows decent potential with a solid growth trajectory and reasonable valuations, but investors should remain cautious of execution risks.
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M
Mahindra Manulife Value Fund(IDCW)
The Mahindra Manulife Value Fund shows decent potential with a solid growth trajectory and manageable risks.
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I
ICICI Pru Nifty IT Index Fund(IDCW)
The ICICI Pru Nifty IT Index Fund shows decent potential but carries risks associated with market volatility and execution challenges. Investors should consider these factors before investing.
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I
ICICI Pru Nifty IT Index Fund(IDCW Payout)
The ICICI Pru Nifty IT Index Fund shows decent potential for growth with manageable risks, making it a reasonable investment option in the current market scenario.
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J
JM Large Cap Fund(A-IDCW)
The JM Large Cap Fund shows decent potential with stable growth and profitability metrics, but faces challenges in execution and market sentiment.
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J
JM Large Cap Fund(H-IDCW)
The JM Large Cap Fund shows a decent investment potential with solid fundamentals and growth prospects.
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J
JM Large Cap Fund(Q-IDCW)
The JM Large Cap Fund shows decent potential with consistent growth and profitability metrics, but faces challenges in governance and execution risks.
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Business Overview
Franklin India Retirement Fund (IDCW) is designed to help individuals secure their financial future post-retirement. This mutual fund is ideal for those looking to build a substantial corpus over the long term while enjoying regular income through dividends. It focuses on a balanced portfolio of equities and fixed-income securities, ensuring growth and stability. With its professional management and strategic asset allocation, this fund is a smart choice for retirement planning.
- Designed for retirement savings
- Offers potential for capital growth
- Regular income through dividends
- Managed by experienced professionals
- Balanced portfolio for risk mitigation
Investment Thesis
Franklin India Retirement Fund (IDCW) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking long-term wealth creation.
- Strong backing from Franklin Templeton, enhancing trust and reliability.
- Significant growth potential in digital services, catering to evolving investor preferences.
- Attractive valuation metrics compared to industry peers, indicating potential for upside.
- Focus on retirement planning aligns with increasing awareness among Indian investors.
- Well-diversified portfolio minimizes risk while maximizing returns.
Opportunity vs Risk
Opportunities
- Long-term wealth creation potential
- Tax benefits on investments
- Diversified portfolio exposure
- Professional fund management
- Growing retirement savings awareness
Risks ⚠️
- Market volatility impact
- Inflation affecting returns
- Regulatory changes
- Liquidity concerns in fund
- Management fee deductions
Peer Perspective
Franklin India Retirement Fund (IDCW) trades at a slight premium compared to peers like HDFC Retirement Fund and ICICI Prudential Retirement Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
Franklin India Retirement Fund(IDCW) • Updated: 2025-10-01 02:45:31
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10BusinessHighThe fund operates in a sector that is adapting to changing demographics and retirement planning needs.
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10GrowthHighConsistent revenue growth observed, but profit margins have shown volatility.
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10ProfitabilityHighROE and ROCE are decent, but OCF has been inconsistent.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are some concerns regarding disclosures.
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5DriversGoodGrowth drivers are present, but execution risks remain high.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows potential in a growing sector but faces challenges in profitability and execution risks.